Alerus Financial (FRA:5QD) ROE % Adjusted to Book Value: 15.17% (As of Mar. 2026)


FRA:5QD Alerus Financial Corp FRA:5QD
54 GF Score
Price €27.40
GF Value €18.85
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Alerus Financial ROE % Adjusted to Book Value?

Alerus Financial FRA:5QD -0.72% 54 ROE % Adjusted to Book Value is 15.17% as of Mar. 2026. GuruFocus rates FRA:5QD with a GF Score™ of 54/100 and a GF Value™ of €18.85 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Alerus Financial's ROE % for the quarter that ended in Mar. 2026 was 16.23%. Alerus Financial's PB Ratio for the quarter that ended in Mar. 2026 was 1.07. Alerus Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 15.17%.


Alerus Financial ROE % Adjusted to Book Value Related Terms


Alerus Financial ROE % Adjusted to Book Value Historical Data

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The historical data trend for Alerus Financial's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alerus Financial ROE % Adjusted to Book Value Chart

Alerus Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.30 9.08 2.74 4.86 3.25

Alerus Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.66 15.94 13.17 -24.72 15.17

FRA:5QD vs SHBI, FISI, HBIA: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Alerus Financial's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alerus Financial ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Alerus Financial's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Alerus Financial's ROE % Adjusted to Book Value falls into.


FRA:5QD
54GF Score
Alerus Financial Corp FRA:5QD
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Alerus Financial ROE % Adjusted to Book Value Calculation

Alerus Financial's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=3.12% / 0.96
=3.25%

Alerus Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=16.23% / 1.07
=15.17%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 15.17% mean?
Alerus Financial (FRA:5QD) has a ROE % Adjusted to Book Value of 15.17% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Alerus Financial and its competitors.
Is Alerus Financial's ROE % Adjusted to Book Value too high?
Alerus Financial's current ROE % Adjusted to Book Value is 15.17%. Overall, Alerus Financial has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alerus Financial's ROE % Adjusted to Book Value compare to SHBI and FISI?
Alerus Financial's ROE % Adjusted to Book Value of 15.17% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Alerus Financial and its competitors. Alerus Financial's current ROE % Adjusted to Book Value is 15.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alerus Financial stock overvalued right now?
Based on GuruFocus' analysis, Alerus Financial (FRA:5QD) is currently considered Significantly Overvalued. The stock's GF Value™ is €18.85, compared to a current price of €27.40 — trading 45.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 15.17%. Alerus Financial's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Alerus Financial (FRA:5QD), the current ROE % Adjusted to Book Value is 15.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alerus Financial (FRA:5QD) Overvalued in 2026?

Based on GuruFocus' analysis, Alerus Financial stock appears to be overvalued. The current stock price of €27.40 is trading 45.4% above its estimated GF Value™ of €18.85. GuruFocus considers Alerus Financial to be Significantly Overvalued.

Key valuation signals for FRA:5QD:

  • ROE % Adjusted to Book Value: 15.17%
  • GF Value™: €18.85 vs. price of €27.40 (45.4% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the FRA:5QD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alerus Financial Business Description

Other Exchanges ALRS:USA
Address 401 Demers Avenue, Grand Forks, ND, USA, 58201
Alerus Financial Corp is a financial holding company registered in the United States. The company operates in four segments: Banking, Retirement & Benefit Services, Wealth Management, and others. The company provides various banking services such as checking, debit cards, savings, current deposits, loans and advances, online banking, mobile banking, private banking, payment solutions, and other business products. Additionally, the company provides mortgage loans, retirement planning solutions, individual retirement accounts, retirement plan advisory services and wealth management services, including retirement plans, and fiduciary services. The company's revenue mainly consists of interest income, commission, management fees, and other income.
54GF Score

Get the complete analysis for FRA:5QD

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.40
Price
€18.85
GF Value