Alerus Financial (FRA:5QD) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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FRA:5QD Alerus Financial Corp FRA:5QD
58 GF Score
Price €29.00
GF Value €19.24
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Alerus Financial ROC (Joel Greenblatt) %?

Alerus Financial FRA:5QD +3.57% 58 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FRA:5QD with a GF Score™ of 58/100 and a GF Value™ of €19.24 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 46 Banks companies, Alerus Financial ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:5QD
58GF Score
Alerus Financial Corp FRA:5QD
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Alerus Financial (FRA:5QD) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Alerus Financial and its competitors. According to the industry distribution chart, Alerus Financial ranks #999999 out of 46 companies in the Banks industry.
Is Alerus Financial's ROC (Joel Greenblatt) % too high?
Alerus Financial's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Alerus Financial ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Alerus Financial has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alerus Financial's ROC (Joel Greenblatt) % compare to PGC and HTB?
According to the Banks industry distribution chart, Alerus Financial ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Alerus Financial in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Alerus Financial and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alerus Financial's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alerus Financial stock overvalued right now?
Based on GuruFocus' analysis, Alerus Financial (FRA:5QD) is currently considered Significantly Overvalued. The stock's GF Value™ is €19.24, compared to a current price of €29.00 — trading 50.7% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Alerus Financial's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Alerus Financial (FRA:5QD), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alerus Financial (FRA:5QD) Overvalued in 2026?

Based on GuruFocus' analysis, Alerus Financial stock appears to be overvalued. The current stock price of €29.00 is trading 50.7% above its estimated GF Value™ of €19.24. GuruFocus considers Alerus Financial to be Significantly Overvalued.

Key valuation signals for FRA:5QD:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €19.24 vs. price of €29.00 (50.7% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the FRA:5QD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alerus Financial Business Description

Other Exchanges ALRS:USA
Address 401 Demers Avenue, Grand Forks, ND, USA, 58201
Alerus Financial Corp is a financial holding company registered in the United States. The company operates in four segments: Banking, Retirement & Benefit Services, Wealth Management, and others. The company provides various banking services such as checking, debit cards, savings, current deposits, loans and advances, online banking, mobile banking, private banking, payment solutions, and other business products. Additionally, the company provides mortgage loans, retirement planning solutions, individual retirement accounts, retirement plan advisory services and wealth management services, including retirement plans, and fiduciary services. The company's revenue mainly consists of interest income, commission, management fees, and other income.
58GF Score

Get the complete analysis for FRA:5QD

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€29.00
Price
€19.24
GF Value