Alerus FinancialFRA:5QD +2.26%58 Median PS Value is €14.44 as of Jun. 29, 2026, which is 100% below its 10-year median of 1.25. GuruFocus rates FRA:5QD with a GF Score™ of 58/100 and a GF Value™ of €18.10 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,043 Banks companies, Alerus Financial ranks worse than 88.88% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Alerus Financial's Median PS Value or its related term are showing as below:
FRA:5QD'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.93 Med: 1.25 Max: 1.88
Current: 1.88
During the past 13 years, the highest Price to Median PS Value of Alerus Financial was 1.88. The lowest was 0.93. And the median was 1.25.
FRA:5QD's Price-to-Median-PS-Value is ranked worse than 88.88% of 1043
companies
in the Banks industry
Industry Median: 1.11
vs FRA:5QD: 1.88
Alerus Financial (FRA:5QD) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Alerus Financial's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
27.20
/
14.44
=
1.88
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alerus Financial Median PS Value Related Terms
Alerus Financial Median PS Value Historical Data
* Premium members only.
The historical data trend for Alerus Financial's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:5QD vs SHBI, FISI, HBIA: Median PS Value Comparison
For the Banks - Regional subindustry, Alerus Financial's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alerus Financial Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Alerus Financial's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Alerus Financial's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.894.
Alerus Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €7.624.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alerus Financial (FRA:5QD) has a Median PS Value of €14.44 as of Jun. 29, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Alerus Financial and its competitors. This is 1055% above median its historical median of 1.25. Over the past decade, Alerus Financial's Median PS Value has ranged from 0.93 to 1.88. According to the industry distribution chart, Alerus Financial ranks #927 out of 1043 companies in the Banks industry, placing it in the top 88.9%.
Is Alerus Financial's Median PS Value too high?
Alerus Financial's current Median PS Value of €14.44 is 1055% above median its 10-year median of 1.25. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 1.88. Based on the distribution chart, Alerus Financial ranks #927 out of 1043 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Alerus Financial has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alerus Financial's Median PS Value compare to SHBI and FISI?
According to the Banks industry distribution chart, Alerus Financial ranks #927 out of 1043 companies for Median PS Value. This places Alerus Financial in the lower half of its industry. The industry median Median PS Value is 1.11. Historically, Alerus Financial's own Median PS Value has ranged from 0.93 to 1.88 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Alerus Financial and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alerus Financial's current Median PS Value is €14.44, which is 1055% above median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alerus Financial stock overvalued right now?
Based on GuruFocus' analysis, Alerus Financial (FRA:5QD) is currently considered Significantly Overvalued. The stock's GF Value™ is €18.10, compared to a current price of €27.20 — trading 50.3% above its estimated fair value. The current Median PS Value is €14.44, which is 1055% above median its 10-year median of 1.25. Alerus Financial's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Alerus Financial (FRA:5QD), the current Median PS Value is €14.44 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alerus Financial (FRA:5QD) Overvalued in 2026?
Based on GuruFocus' analysis, Alerus Financial stock appears to be overvalued.
The current stock price of €27.20 is trading 50.3% above its estimated GF Value™ of €18.10.
GuruFocus considers Alerus Financial to be Significantly Overvalued.
Key valuation signals for FRA:5QD:
Median PS Value: €14.44 (1055% above median its 10-year median of 1.25)
GF Value™: €18.10 vs. price of €27.20 (50.3% above fair value)
No single metric tells the full story. See the FRA:5QD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alerus Financial Corp is a financial holding company registered in the United States. The company operates in four segments: Banking, Retirement & Benefit Services, Wealth Management, and others. The company provides various banking services such as checking, debit cards, savings, current deposits, loans and advances, online banking, mobile banking, private banking, payment solutions, and other business products. Additionally, the company provides mortgage loans, retirement planning solutions, individual retirement accounts, retirement plan advisory services and wealth management services, including retirement plans, and fiduciary services. The company's revenue mainly consists of interest income, commission, management fees, and other income.
58GF Score
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