Alerus Financial (FRA:5QD) ROC %: % (As of Mar. 2026)


FRA:5QD Alerus Financial Corp FRA:5QD
54 GF Score
Price €26.60
GF Value €18.10
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Alerus Financial ROC %?

Alerus Financial FRA:5QD -2.92% 54 ROC % is % as of Mar. 2026. GuruFocus rates FRA:5QD with a GF Score™ of 54/100 and a GF Value™ of €18.10 (Significantly Overvalued). The stock has 7 warning signs investors should review.

ROC %does not apply to banks.

FRA:5QD
54GF Score
Alerus Financial Corp FRA:5QD
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Alerus Financial (FRA:5QD) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Alerus Financial and its competitors.
Is Alerus Financial's ROC % too high?
Alerus Financial's current ROC % is %. Overall, Alerus Financial has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alerus Financial's ROC % compare to FISI and SMBK?
Alerus Financial's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Alerus Financial and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alerus Financial's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alerus Financial stock overvalued right now?
Based on GuruFocus' analysis, Alerus Financial (FRA:5QD) is currently considered Significantly Overvalued. The stock's GF Value™ is €18.10, compared to a current price of €26.60 — trading 47% above its estimated fair value. The current ROC % is %. Alerus Financial's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Alerus Financial (FRA:5QD), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alerus Financial (FRA:5QD) Overvalued in 2026?

Based on GuruFocus' analysis, Alerus Financial stock appears to be overvalued. The current stock price of €26.60 is trading 47% above its estimated GF Value™ of €18.10. GuruFocus considers Alerus Financial to be Significantly Overvalued.

Key valuation signals for FRA:5QD:

  • ROC %: %
  • GF Value™: €18.10 vs. price of €26.60 (47% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the FRA:5QD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alerus Financial Business Description

Other Exchanges ALRS:USA
Address 401 Demers Avenue, Grand Forks, ND, USA, 58201
Alerus Financial Corp is a financial holding company registered in the United States. The company operates in four segments: Banking, Retirement & Benefit Services, Wealth Management, and others. The company provides various banking services such as checking, debit cards, savings, current deposits, loans and advances, online banking, mobile banking, private banking, payment solutions, and other business products. Additionally, the company provides mortgage loans, retirement planning solutions, individual retirement accounts, retirement plan advisory services and wealth management services, including retirement plans, and fiduciary services. The company's revenue mainly consists of interest income, commission, management fees, and other income.
54GF Score

Get the complete analysis for FRA:5QD

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.60
Price
€18.10
GF Value