Alerus Financial (FRA:5QD) Total Liabilities: €4,077.0 Mil (As of Mar. 2026)


FRA:5QD Alerus Financial Corp FRA:5QD
57 GF Score
Price €26.80
GF Value €18.26
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Alerus Financial Total Liabilities?

Alerus Financial FRA:5QD +0.75% 57 Total Liabilities is €4,077.0 Mil as of Mar. 2026. GuruFocus rates FRA:5QD with a GF Score™ of 57/100 and a GF Value™ of €18.26 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Alerus Financial's Total Liabilities for the quarter that ended in Mar. 2026 was €4,077.0 Mil.

Alerus Financial's quarterly Total Liabilities declined from Sep. 2025 (€4,072.46 Mil) to Dec. 2025 (€3,984.04 Mil) but then increased from Dec. 2025 (€3,984.04 Mil) to Mar. 2026 (€4,076.99 Mil).

Alerus Financial's annual Total Liabilities increased from Dec. 2023 (€3,244.88 Mil) to Dec. 2024 (€4,551.78 Mil) but then declined from Dec. 2024 (€4,551.78 Mil) to Dec. 2025 (€3,984.04 Mil).

Alerus Financial Total Liabilities Historical Data

* Premium members only.

The historical data trend for Alerus Financial's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alerus Financial Total Liabilities Chart

Alerus Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,684.46 3,231.09 3,244.88 4,551.78 3,984.04

Alerus Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,463.48 4,153.51 4,072.46 3,984.04 4,076.99
FRA:5QD
57GF Score
Alerus Financial Corp FRA:5QD
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Alerus Financial Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Alerus Financial's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=4466.492-482.454
=3,984.0

Alerus Financial's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=4574.095-497.109
=4,077.0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of €4,077.0 Mil mean?
Alerus Financial (FRA:5QD) has a Total Liabilities of €4,077.0 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Alerus Financial and its competitors.
Is Alerus Financial's Total Liabilities too high?
Alerus Financial's current Total Liabilities is €4,077.0 Mil. Overall, Alerus Financial has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alerus Financial's Total Liabilities compare to SHBI and FISI?
Alerus Financial's Total Liabilities of €4,077.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Alerus Financial and its competitors. Alerus Financial's current Total Liabilities is €4,077.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alerus Financial stock overvalued right now?
Based on GuruFocus' analysis, Alerus Financial (FRA:5QD) is currently considered Significantly Overvalued. The stock's GF Value™ is €18.26, compared to a current price of €26.80 — trading 46.8% above its estimated fair value. The current Total Liabilities is €4,077.0 Mil. Alerus Financial's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Alerus Financial (FRA:5QD), the current Total Liabilities is €4,077.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alerus Financial (FRA:5QD) Overvalued in 2026?

Based on GuruFocus' analysis, Alerus Financial stock appears to be overvalued. The current stock price of €26.80 is trading 46.8% above its estimated GF Value™ of €18.26. GuruFocus considers Alerus Financial to be Significantly Overvalued.

Key valuation signals for FRA:5QD:

  • Total Liabilities: €4,077.0 Mil
  • GF Value™: €18.26 vs. price of €26.80 (46.8% above fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the FRA:5QD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alerus Financial Business Description

Other Exchanges ALRS:USA
Address 401 Demers Avenue, Grand Forks, ND, USA, 58201
Alerus Financial Corp is a financial holding company registered in the United States. The company operates in four segments: Banking, Retirement & Benefit Services, Wealth Management, and others. The company provides various banking services such as checking, debit cards, savings, current deposits, loans and advances, online banking, mobile banking, private banking, payment solutions, and other business products. Additionally, the company provides mortgage loans, retirement planning solutions, individual retirement accounts, retirement plan advisory services and wealth management services, including retirement plans, and fiduciary services. The company's revenue mainly consists of interest income, commission, management fees, and other income.
57GF Score

Get the complete analysis for FRA:5QD

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.80
Price
€18.26
GF Value