Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
As of today (2026-09-08), the Forward Annual Dividend Yield of NSTS Bancorp is 0.00%.
As of today (2026-09-08), the Trailing Annual Dividend Yield of NSTS Bancorp is 0.00%.
NSTS's Forward Dividend Yield % is not ranked *
in the Banks industry.
Industry Median: 3.015 * Ranked among companies with meaningful Forward Dividend Yield % only.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
NSTS Bancorp Forward Dividend Yield % Related Terms
NSTS vs HFBK, CCBC, CLST: Forward Dividend Yield % Comparison
For the Banks - Regional subindustry, NSTS Bancorp's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NSTS Bancorp Forward Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, NSTS Bancorp's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where NSTS Bancorp's Forward Dividend Yield % falls into.
What does a Forward Dividend Yield % of 0.00% mean?
NSTS Bancorp (NSTS) has a Forward Dividend Yield % of 0.00% as of Sep. 08, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on NSTS Bancorp and its competitors. According to the industry distribution chart, NSTS Bancorp ranks #999999 out of 1240 companies in the Banks industry.
Is NSTS Bancorp's Forward Dividend Yield % too high?
NSTS Bancorp's current Forward Dividend Yield % is 0.00%. Based on the distribution chart, NSTS Bancorp ranks #999999 out of 1240 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, NSTS Bancorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NSTS Bancorp's Forward Dividend Yield % compare to HFBK and CCBC?
According to the Banks industry distribution chart, NSTS Bancorp ranks #999999 out of 1240 companies for Forward Dividend Yield %. This places NSTS Bancorp in the lower half of its industry. The industry median Forward Dividend Yield % is 3.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.02, based on 1,240 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on NSTS Bancorp and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NSTS Bancorp's current Forward Dividend Yield % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NSTS Bancorp stock overvalued right now?
Based on GuruFocus' analysis, NSTS Bancorp (NSTS) is currently considered Fairly Valued. The stock's GF Value™ is $14.96, compared to a current price of $14.14 — trading 5.5% below its estimated fair value. The current Forward Dividend Yield % is 0.00%. NSTS Bancorp's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For NSTS Bancorp (NSTS), the current Forward Dividend Yield % is 0.00% as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NSTS Bancorp (NSTS) Overvalued in 2026?
Based on GuruFocus' analysis, NSTS Bancorp stock appears to be undervalued.
The current stock price of $14.14 is trading 5.5% below its estimated GF Value™ of $14.96.
GuruFocus considers NSTS Bancorp to be Fairly Valued.
Key valuation signals for NSTS:
Forward Dividend Yield %: 0.00%
GF Value™: $14.96 vs. price of $14.14 (5.5% below fair value)
No single metric tells the full story. See the NSTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NSTS Bancorp Inc is a savings and loan holding company regulated Federal Reserve Board. The company was formed to serve as the North Shore Trust and Savings stock holding company. The Bank is a wholly-owned subsidiary of the company and operates as a traditional savings institution focused on serving the banking needs of customers in market area of Lake County, Illinois and adjacent communities.
69GF Score
Get the complete analysis for NSTS
Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSTS has been successfully added to your 
