NSTS (NSTS Bancorp) EPS (Basic): $-0.01 (TTM As of Jun. 2026)

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NSTS NSTS Bancorp Inc NSTS
69 GF Score
Price $14.14
GF Value $14.96
Valuation Fairly Valued
! 3 Warning Signs
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What is NSTS Bancorp EPS (Basic)?

NSTS Bancorp NSTS +0.64% 69 EPS (Basic) is $-0.01 as of Jun. 2026. GuruFocus rates NSTS with a GF Score™ of 69/100 and a GF Value™ of $14.96 (Fairly Valued). The stock has 3 warning signs investors should review.

NSTS Bancorp's basic earnings per share (Basic EPS) for the three months ended in Jun. 2026 was $-0.04. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Jun. 2026 was $-0.01.

NSTS Bancorp's EPS (Diluted) for the three months ended in Jun. 2026 was $-0.04. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $-0.01.

NSTS Bancorp's EPS without NRI for the three months ended in Jun. 2026 was $-0.04. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Jun. 2026 was -0.01.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 7 years, NSTS Bancorp's highest 3-Year average EPS without NRI Growth Rate was -48.00% per year. The lowest was -235.10% per year. And the median was -152.00% per year.

NSTS Bancorp  (NAS:NSTS) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

NSTS Bancorp EPS (Basic) Related Terms

NSTS Bancorp EPS (Basic) Historical Data

* Premium members only.

The historical data trend for NSTS Bancorp's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NSTS Bancorp EPS (Basic) Chart

NSTS Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial -0.01 0.01 -0.79 -0.16 -0.08

NSTS Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.05 0.01 0.03 -0.01 -0.04
NSTS
69GF Score
NSTS Bancorp Inc NSTS
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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NSTS Bancorp EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

NSTS Bancorp's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(-0.386-0)/4.888
=-0.08

NSTS Bancorp's Basic EPS for the quarter that ended in Jun. 2026 is calculated as

Basic EPS (Q: Jun. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(-0.204-0)/4.922
=-0.04

EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $-0.01 mean?
NSTS Bancorp (NSTS) has a EPS (Basic) of $-0.01 as of Jun. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on NSTS Bancorp and its competitors.
Is NSTS Bancorp's EPS (Basic) too high?
NSTS Bancorp's current EPS (Basic) is $-0.01. Overall, NSTS Bancorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NSTS Bancorp's EPS (Basic) compare to HFBK and CCBC?
NSTS Bancorp's EPS (Basic) of $-0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on NSTS Bancorp and its competitors. NSTS Bancorp's current EPS (Basic) is $-0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NSTS Bancorp stock overvalued right now?
Based on GuruFocus' analysis, NSTS Bancorp (NSTS) is currently considered Fairly Valued. The stock's GF Value™ is $14.96, compared to a current price of $14.14 — trading 5.5% below its estimated fair value. The current EPS (Basic) is $-0.01. NSTS Bancorp's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For NSTS Bancorp (NSTS), the current EPS (Basic) is $-0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NSTS Bancorp (NSTS) Overvalued in 2026?

Based on GuruFocus' analysis, NSTS Bancorp stock appears to be undervalued. The current stock price of $14.14 is trading 5.5% below its estimated GF Value™ of $14.96. GuruFocus considers NSTS Bancorp to be Fairly Valued.

Key valuation signals for NSTS:

  • EPS (Basic): $-0.01
  • GF Value™: $14.96 vs. price of $14.14 (5.5% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the NSTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NSTS Bancorp Business Description

Address 700 South Lewis Avenue, Waukegan, IL, USA, 60085
NSTS Bancorp Inc is a savings and loan holding company regulated Federal Reserve Board. The company was formed to serve as the North Shore Trust and Savings stock holding company. The Bank is a wholly-owned subsidiary of the company and operates as a traditional savings institution focused on serving the banking needs of customers in market area of Lake County, Illinois and adjacent communities.
69GF Score

Get the complete analysis for NSTS

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.14
Price
$14.96
GF Value