NSTS (NSTS Bancorp) Shares Buyback Ratio %: -0.72 (As of Sep. 08, 2026)

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NSTS NSTS Bancorp Inc NSTS
69 GF Score
Price $14.14
GF Value $14.96
Valuation Fairly Valued
! 3 Warning Signs
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What is NSTS Bancorp Shares Buyback Ratio %?

NSTS Bancorp NSTS +0.64% 69 Shares Buyback Ratio % is -0.72 as of Sep. 08, 2026. GuruFocus rates NSTS with a GF Score™ of 69/100 and a GF Value™ of $14.96 (Fairly Valued). The stock has 3 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

GuruFocus calculates shares buyback ratio using previous shares outstanding minus the current shares outstanding, and then divides by previous shares outstanding. NSTS Bancorp's current shares buyback ratio was -0.72%.

NSTS Bancorp Shares Buyback Ratio % Related Terms

NSTS Bancorp Shares Buyback Ratio % Historical Data

* Premium members only.

The historical data trend for NSTS Bancorp's Shares Buyback Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NSTS Bancorp Shares Buyback Ratio % Chart

NSTS Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shares Buyback Ratio %
Get a 7-Day Free Trial 0.00 0.00 1.54 8.13 -0.66

NSTS Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shares Buyback Ratio % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.06 -0.10 -0.55 -0.12 0.06
NSTS
69GF Score
NSTS Bancorp Inc NSTS
Shares Buyback Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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NSTS Bancorp Shares Buyback Ratio % Calculation

NSTS Bancorp's Shares Buyback Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Shares Buyback Ratio=(Shares Outstanding (EOP) (A: Dec. 2024 ) - Shares Outstanding (EOP) (A: Dec. 2025 )) / Shares Outstanding (EOP) (A: Dec. 2024 )
=(4.883 - 4.915) / 4.883
=-0.66%

NSTS Bancorp's Shares Buyback Ratio for the quarter that ended in Jun. 2026 is calculated as

Shares Buyback Ratio=(Shares Outstanding (EOP) (A: Mar. 2026 ) - Shares Outstanding (EOP) (A: Jun. 2026 )) / Shares Outstanding (EOP) (A: Mar. 2026 )
=(4.921 - 4.918) / 4.921
=0.06%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Shares Buyback Ratio % →
What does a Shares Buyback Ratio % of -0.72 mean?
NSTS Bancorp (NSTS) has a Shares Buyback Ratio % of -0.72 as of Sep. 08, 2026. Share buyback ratio is the percent change of a company's shares outstanding from two periods. View historical data on NSTS Bancorp and its competitors.
Is NSTS Bancorp's Shares Buyback Ratio % too high?
NSTS Bancorp's current Shares Buyback Ratio % is -0.72. Overall, NSTS Bancorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NSTS Bancorp's Shares Buyback Ratio % compare to HFBK and CCBC?
NSTS Bancorp's Shares Buyback Ratio % of -0.72 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shares Buyback Ratio % for a Banks company?
A good Shares Buyback Ratio % depends on the Banks industry context. However, Shares Buyback Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shares Buyback Ratio % mean?
A high Shares Buyback Ratio % can signal that a stock is expensive relative to its fundamentals. Share buyback ratio is the percent change of a company's shares outstanding from two periods. View historical data on NSTS Bancorp and its competitors. NSTS Bancorp's current Shares Buyback Ratio % is -0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NSTS Bancorp stock overvalued right now?
Based on GuruFocus' analysis, NSTS Bancorp (NSTS) is currently considered Fairly Valued. The stock's GF Value™ is $14.96, compared to a current price of $14.14 — trading 5.5% below its estimated fair value. The current Shares Buyback Ratio % is -0.72. NSTS Bancorp's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shares Buyback Ratio % calculated?
Shares Buyback Ratio % is calculated from a company's financial statements. For NSTS Bancorp (NSTS), the current Shares Buyback Ratio % is -0.72 as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NSTS Bancorp (NSTS) Overvalued in 2026?

Based on GuruFocus' analysis, NSTS Bancorp stock appears to be undervalued. The current stock price of $14.14 is trading 5.5% below its estimated GF Value™ of $14.96. GuruFocus considers NSTS Bancorp to be Fairly Valued.

Key valuation signals for NSTS:

  • Shares Buyback Ratio %: -0.72
  • GF Value™: $14.96 vs. price of $14.14 (5.5% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the NSTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NSTS Bancorp Business Description

Address 700 South Lewis Avenue, Waukegan, IL, USA, 60085
NSTS Bancorp Inc is a savings and loan holding company regulated Federal Reserve Board. The company was formed to serve as the North Shore Trust and Savings stock holding company. The Bank is a wholly-owned subsidiary of the company and operates as a traditional savings institution focused on serving the banking needs of customers in market area of Lake County, Illinois and adjacent communities.
69GF Score

Get the complete analysis for NSTS

Shares Buyback Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.14
Price
$14.96
GF Value