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During the past 12 months, United Bancorp Of Alabama's average Dividends Per Share Growth Rate was 27.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 51.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 50.20% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of United Bancorp Of Alabama was 57.80% per year. The lowest was 24.50% per year. And the median was 44.20% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
United Bancorp Of Alabama (OTCPK:UBAB) Forward Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
United Bancorp Of Alabama Forward Dividend Yield % Related Terms
UBAB vs FINW, EBMT, BMBN: Forward Dividend Yield % Comparison
For the Banks - Regional subindustry, United Bancorp Of Alabama's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Bancorp Of Alabama Forward Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, United Bancorp Of Alabama's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where United Bancorp Of Alabama's Forward Dividend Yield % falls into.
United Bancorp Of Alabama Forward Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
United Bancorp Of Alabama Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.710000
2026-06-30
2026-06-30
2026-07-15
Cash Dividend
semi-annually
USD:USD 1.000000
USD 0.700000
2025-12-31
2025-12-31
2026-01-15
Cash Dividend
semi-annually
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 2.36% mean?
United Bancorp Of Alabama (UBAB) has a Forward Dividend Yield % of 2.36% as of Aug. 01, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on United Bancorp Of Alabama and its competitors. According to the industry distribution chart, United Bancorp Of Alabama ranks #844 out of 1242 companies in the Banks industry, placing it in the top 68%.
Is United Bancorp Of Alabama's Forward Dividend Yield % too high?
United Bancorp Of Alabama's current Forward Dividend Yield % is 2.36%. The Banks industry median Forward Dividend Yield % is 3.10. United Bancorp Of Alabama's value of 2.36% is 23.9% below this industry median. Based on the distribution chart, United Bancorp Of Alabama ranks #844 out of 1242 companies in the Banks industry, which is below the industry midpoint. Overall, United Bancorp Of Alabama has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bancorp Of Alabama's Forward Dividend Yield % compare to FINW and EBMT?
According to the Banks industry distribution chart, United Bancorp Of Alabama ranks #844 out of 1242 companies for Forward Dividend Yield %. This places United Bancorp Of Alabama in the lower half of its industry. The industry median Forward Dividend Yield % is 3.10. United Bancorp Of Alabama's value of 2.36% is 23.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.10, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Bancorp Of Alabama's current Forward Dividend Yield % of 2.36% is 23.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on United Bancorp Of Alabama and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Bancorp Of Alabama's current Forward Dividend Yield % is 2.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bancorp Of Alabama stock overvalued right now?
Based on GuruFocus' analysis, United Bancorp Of Alabama (UBAB) is currently considered Modestly Overvalued. The stock's GF Value™ is $53.70, compared to a current price of $60.05 — trading 11.8% above its estimated fair value. The current Forward Dividend Yield % is 2.36% and 23.9% below the Banks industry median of 3.10. United Bancorp Of Alabama's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For United Bancorp Of Alabama (UBAB), the current Forward Dividend Yield % is 2.36% as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Bancorp Of Alabama (UBAB) Overvalued in 2026?
Based on GuruFocus' analysis, United Bancorp Of Alabama stock appears to be overvalued.
The current stock price of $60.05 is trading 11.8% above its estimated GF Value™ of $53.70.
GuruFocus considers United Bancorp Of Alabama to be Modestly Overvalued.
Key valuation signals for UBAB:
Forward Dividend Yield %: 2.36%
GF Value™: $53.70 vs. price of $60.05 (11.8% above fair value)
Industry Position: 23.9% below the Banks median (#844 of 1242)
No single metric tells the full story. See the UBAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Bancorp Of Alabama Inc is a bank holding company that offers range of banking services in its primary market areas of Baldwin, Escambia, Monroe, Mobile and Jefferson Counties, Alabama, and Santa Rosa County, Florida. The company has the following loan segments: Real Estate, Agricultural and Commercial, Consumer, State and Political Subdivisions, and Other Loans.
77GF Score
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Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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