UBAB (United Bancorp Of Alabama) ROIC %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UBAB United Bancorp Of Alabama Inc UBAB
77 GF Score
Price $60.05
GF Value $53.70
Valuation Modestly Overvalued
! 4 Warning Signs
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What is United Bancorp Of Alabama ROIC %?

ROIC % does not apply to banks.

UBAB
77GF Score
United Bancorp Of Alabama Inc UBAB
ROIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is United Bancorp Of Alabama (UBAB) Overvalued in 2026?

Based on GuruFocus' analysis, United Bancorp Of Alabama stock appears to be overvalued. The current stock price of $60.05 is trading 11.8% above its estimated GF Value™ of $53.70. GuruFocus considers United Bancorp Of Alabama to be Modestly Overvalued.

Key valuation signals for UBAB:

  • ROIC %:
  • GF Value™: $53.70 vs. price of $60.05 (11.8% above fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the UBAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Bancorp Of Alabama Business Description

Address 200 East Nashville Avenue, Atmore, AL, USA, 36502
United Bancorp Of Alabama Inc is a bank holding company that offers range of banking services in its primary market areas of Baldwin, Escambia, Monroe, Mobile and Jefferson Counties, Alabama, and Santa Rosa County, Florida. The company has the following loan segments: Real Estate, Agricultural and Commercial, Consumer, State and Political Subdivisions, and Other Loans.
77GF Score

Get the complete analysis for UBAB

ROIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$60.05
Price
$53.70
GF Value