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United Bancorp Of Alabama (United Bancorp Of Alabama) PB Ratio : 1.34 (As of May. 22, 2024)


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What is United Bancorp Of Alabama PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-22), United Bancorp Of Alabama's share price is $48.9999. United Bancorp Of Alabama's Book Value per Share for the quarter that ended in Mar. 2024 was $36.58. Hence, United Bancorp Of Alabama's PB Ratio of today is 1.34.

The historical rank and industry rank for United Bancorp Of Alabama's PB Ratio or its related term are showing as below:

UBAB' s PB Ratio Range Over the Past 10 Years
Min: 0.49   Med: 1.07   Max: 1.75
Current: 1.34

During the past 13 years, United Bancorp Of Alabama's highest PB Ratio was 1.75. The lowest was 0.49. And the median was 1.07.

UBAB's PB Ratio is ranked worse than
79.37% of 1459 companies
in the Banks industry
Industry Median: 0.86 vs UBAB: 1.34

During the past 12 months, United Bancorp Of Alabama's average Book Value Per Share Growth Rate was 31.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 10.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 10.50% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 12.00% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of United Bancorp Of Alabama was 30.90% per year. The lowest was -15.70% per year. And the median was 5.15% per year.

Back to Basics: PB Ratio


United Bancorp Of Alabama PB Ratio Historical Data

The historical data trend for United Bancorp Of Alabama's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Bancorp Of Alabama PB Ratio Chart

United Bancorp Of Alabama Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.26 0.86 1.02 1.43 1.18

United Bancorp Of Alabama Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.39 1.39 1.35 1.18 1.15

Competitive Comparison of United Bancorp Of Alabama's PB Ratio

For the Banks - Regional subindustry, United Bancorp Of Alabama's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Bancorp Of Alabama's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Bancorp Of Alabama's PB Ratio distribution charts can be found below:

* The bar in red indicates where United Bancorp Of Alabama's PB Ratio falls into.



United Bancorp Of Alabama PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

United Bancorp Of Alabama's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2024)
=48.9999/36.58
=1.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


United Bancorp Of Alabama  (OTCPK:UBAB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


United Bancorp Of Alabama PB Ratio Related Terms

Thank you for viewing the detailed overview of United Bancorp Of Alabama's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


United Bancorp Of Alabama (United Bancorp Of Alabama) Business Description

Traded in Other Exchanges
N/A
Address
200 East Nashville Avenue, Atmore, AL, USA, 36502
United Bancorp Of Alabama Inc is a bank holding company, which offers a broad range of banking services. The company serves the areas of Baldwin, Escambia, and Monroe Counties, Alabama, and Santa Rosa County, Florida. Some of its services include Personal Loans; Visa Credit Cards; Online/Mobile Banking; Safe Deposit Boxes and others.
Executives
Leslie H Cunningham director P O BOX 8, ATMORE AL 36502
Richard King Maxwell director P O BOX 8, ATMORE AL 36502
Dale M Ash director P.O. DRAWER 8, ATMORE AL 36504
Allen Jr Jones officer: CFO & Treasurer P O BOX 8, ATMORE AL 365074
John Wayne Trawick director P O BOX 8, ATMORE AL 36502
Jones Robert R Iii director, officer: President P.O. DRAWER 8, ATMORE AL 36504
William J Justice director P.O. DRAWER 8, ATMORE AL 36504
L Walter Crim director P.O. DRAWER 8, ATMORE AL 36504
David D Swift director, officer: Secretary P.O. DRAWER 8, ATMORE AL 36504
Michael R Andreoli director P.O. DRAWER 8, ATMORE AL 36504
William C Grissett director P.O. DRAWER 8, ATMORE AL 36504