UBAB (United Bancorp Of Alabama) Total Equity: $273.84 Mil (As of Mar. 2026)

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UBAB United Bancorp Of Alabama Inc UBAB
77 GF Score
Price $60.05
GF Value $53.70
Valuation Modestly Overvalued
! 4 Warning Signs
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What is United Bancorp Of Alabama Total Equity?

United Bancorp Of Alabama UBAB +0.33% 77 Total Equity is $273.84 Mil as of Mar. 2026. GuruFocus rates UBAB with a GF Score™ of 77/100 and a GF Value™ of $53.70 (Modestly Overvalued). The stock has 4 warning signs investors should review.

United Bancorp Of Alabama's total equity for the quarter that ended in Mar. 2026 was $273.84 Mil.

This is Residual interest, including minority interest, that remains in the assets of the enterprise after deducting its liabilities. Equity is increased by owners’ investments and by comprehensive income, and it is reduced by distributions to the owners.

United Bancorp Of Alabama Total Equity Historical Data

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The historical data trend for United Bancorp Of Alabama's Total Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bancorp Of Alabama Total Equity Chart

United Bancorp Of Alabama Annual Data
Trend Dec10 Dec11 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 109.71 212.61 248.64 265.71 269.73

United Bancorp Of Alabama Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 274.19 272.32 276.43 269.73 273.84
UBAB
77GF Score
United Bancorp Of Alabama Inc UBAB
Total Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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United Bancorp Of Alabama Total Equity Calculation

Total Equity and Total Liabilities are the two components for Total Assets.

United Bancorp Of Alabama's Total Equity for the fiscal year that ended in Dec. 2025 is calculated as

Total Equity=Total Assets(Q: Dec. 2025 )-Total Liabilities(Q: Dec. 2025 )
=1451.789-1182.056
=269.73

United Bancorp Of Alabama's Total Equity for the quarter that ended in Mar. 2026 is calculated as

Total Equity=Total Assets(Q: Mar. 2026 )-Total Liabilities(Q: Mar. 2026 )
=1457.874-1184.031
=273.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Equity →
What does a Total Equity of $273.84 Mil mean?
United Bancorp Of Alabama (UBAB) has a Total Equity of $273.84 Mil as of Mar. 2026. The total amount of equity as record on a company's balance sheet. View historical data for United Bancorp Of Alabama and its competitors.
Is United Bancorp Of Alabama's Total Equity too high?
United Bancorp Of Alabama's current Total Equity is $273.84 Mil. Overall, United Bancorp Of Alabama has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bancorp Of Alabama's Total Equity compare to FINW and EBMT?
United Bancorp Of Alabama's Total Equity of $273.84 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Equity for a Banks company?
A good Total Equity depends on the Banks industry context. However, Total Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Equity mean?
A high Total Equity can signal that a stock is expensive relative to its fundamentals. The total amount of equity as record on a company's balance sheet. View historical data for United Bancorp Of Alabama and its competitors. United Bancorp Of Alabama's current Total Equity is $273.84 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bancorp Of Alabama stock overvalued right now?
Based on GuruFocus' analysis, United Bancorp Of Alabama (UBAB) is currently considered Modestly Overvalued. The stock's GF Value™ is $53.70, compared to a current price of $60.05 — trading 11.8% above its estimated fair value. The current Total Equity is $273.84 Mil. United Bancorp Of Alabama's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Equity calculated?
Total Equity is calculated from a company's financial statements. For United Bancorp Of Alabama (UBAB), the current Total Equity is $273.84 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bancorp Of Alabama (UBAB) Overvalued in 2026?

Based on GuruFocus' analysis, United Bancorp Of Alabama stock appears to be overvalued. The current stock price of $60.05 is trading 11.8% above its estimated GF Value™ of $53.70. GuruFocus considers United Bancorp Of Alabama to be Modestly Overvalued.

Key valuation signals for UBAB:

  • Total Equity: $273.84 Mil
  • GF Value™: $53.70 vs. price of $60.05 (11.8% above fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the UBAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bancorp Of Alabama Business Description

Address 200 East Nashville Avenue, Atmore, AL, USA, 36502
United Bancorp Of Alabama Inc is a bank holding company that offers range of banking services in its primary market areas of Baldwin, Escambia, Monroe, Mobile and Jefferson Counties, Alabama, and Santa Rosa County, Florida. The company has the following loan segments: Real Estate, Agricultural and Commercial, Consumer, State and Political Subdivisions, and Other Loans.
77GF Score

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Total Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$60.05
Price
$53.70
GF Value