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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-22), United Bancorp Of Alabama's 3-1 Month Momentum % is 12.34%.
The industry rank for United Bancorp Of Alabama's 3-1 Month Momentum % or its related term are showing as below:
UBAB's 3-1 Month Momentum % is ranked better than 78.77% of 1578
companies
in the Banks industry
Industry Median: 4.62
vs UBAB: 12.34
United Bancorp Of Alabama (OTCPK:UBAB) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
United Bancorp Of Alabama 3-1 Month Momentum % Related Terms
UBAB vs FINW, EBMT, BMBN: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, United Bancorp Of Alabama's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Bancorp Of Alabama 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, United Bancorp Of Alabama's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where United Bancorp Of Alabama's 3-1 Month Momentum % falls into.
United Bancorp Of Alabama (OTCPK:UBAB) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Bancorp Of Alabama (UBAB) has a 3-1 Month Momentum % of 12.34% as of Aug. 22, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on United Bancorp Of Alabama and its competitors. According to the industry distribution chart, United Bancorp Of Alabama ranks #335 out of 1578 companies in the Banks industry, placing it in the top 21.2%.
Is United Bancorp Of Alabama's 3-1 Month Momentum % too high?
United Bancorp Of Alabama's current 3-1 Month Momentum % is 12.34%. The Banks industry median 3-1 Month Momentum % is 4.62. United Bancorp Of Alabama's value of 12.34% is 167.1% above this industry median. Based on the distribution chart, United Bancorp Of Alabama ranks #335 out of 1578 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, United Bancorp Of Alabama has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bancorp Of Alabama's 3-1 Month Momentum % compare to FINW and EBMT?
According to the Banks industry distribution chart, United Bancorp Of Alabama ranks #335 out of 1578 companies for 3-1 Month Momentum %. This places United Bancorp Of Alabama in the top 21% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 4.62. United Bancorp Of Alabama's value of 12.34% is 167.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.62, based on 1,578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Bancorp Of Alabama's current 3-1 Month Momentum % of 12.34% is 167.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on United Bancorp Of Alabama and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Bancorp Of Alabama's current 3-1 Month Momentum % is 12.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bancorp Of Alabama stock overvalued right now?
Based on GuruFocus' analysis, United Bancorp Of Alabama (UBAB) is currently considered Modestly Overvalued. The stock's GF Value™ is $54.94, compared to a current price of $61.00 — trading 11% above its estimated fair value. The current 3-1 Month Momentum % is 12.34% and 167.1% above the Banks industry median of 4.62. United Bancorp Of Alabama's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For United Bancorp Of Alabama (UBAB), the current 3-1 Month Momentum % is 12.34% as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Bancorp Of Alabama (UBAB) Overvalued in 2026?
Based on GuruFocus' analysis, United Bancorp Of Alabama stock appears to be overvalued.
The current stock price of $61.00 is trading 11% above its estimated GF Value™ of $54.94.
GuruFocus considers United Bancorp Of Alabama to be Modestly Overvalued.
Key valuation signals for UBAB:
3-1 Month Momentum %: 12.34%
GF Value™: $54.94 vs. price of $61.00 (11% above fair value)
Industry Position: 167.1% above the Banks median (#335 of 1578)
No single metric tells the full story. See the UBAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Bancorp Of Alabama Inc is a bank holding company that offers range of banking services in its primary market areas of Baldwin, Escambia, Monroe, Mobile and Jefferson Counties, Alabama, and Santa Rosa County, Florida. The company has the following loan segments: Real Estate, Agricultural and Commercial, Consumer, State and Political Subdivisions, and Other Loans.
78GF Score
Get the complete analysis for UBAB
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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