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UBAB (United Bancorp Of Alabama) Net Margin % : 29.51% (As of Sep. 2024)


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What is United Bancorp Of Alabama Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. United Bancorp Of Alabama's Net Income for the three months ended in Sep. 2024 was $5.57 Mil. United Bancorp Of Alabama's Revenue for the three months ended in Sep. 2024 was $18.87 Mil. Therefore, United Bancorp Of Alabama's net margin for the quarter that ended in Sep. 2024 was 29.51%.

The historical rank and industry rank for United Bancorp Of Alabama's Net Margin % or its related term are showing as below:

UBAB' s Net Margin % Range Over the Past 10 Years
Min: -21.98   Med: 28.96   Max: 40.67
Current: 37.12


UBAB's Net Margin % is ranked better than
79.54% of 1535 companies
in the Banks industry
Industry Median: 24.94 vs UBAB: 37.12

United Bancorp Of Alabama Net Margin % Historical Data

The historical data trend for United Bancorp Of Alabama's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Bancorp Of Alabama Net Margin % Chart

United Bancorp Of Alabama Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.14 29.77 35.40 33.51 40.67

United Bancorp Of Alabama Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.16 43.01 36.29 37.86 29.51

Competitive Comparison of United Bancorp Of Alabama's Net Margin %

For the Banks - Regional subindustry, United Bancorp Of Alabama's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Bancorp Of Alabama's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Bancorp Of Alabama's Net Margin % distribution charts can be found below:

* The bar in red indicates where United Bancorp Of Alabama's Net Margin % falls into.


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United Bancorp Of Alabama Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

United Bancorp Of Alabama's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=31.541/77.546
=40.67 %

United Bancorp Of Alabama's Net Margin for the quarter that ended in Sep. 2024 is calculated as

Net Margin=Net Income (Q: Sep. 2024 )/Revenue (Q: Sep. 2024 )
=5.567/18.865
=29.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


United Bancorp Of Alabama  (OTCPK:UBAB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


United Bancorp Of Alabama Net Margin % Related Terms

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United Bancorp Of Alabama Business Description

Traded in Other Exchanges
N/A
Address
200 East Nashville Avenue, Atmore, AL, USA, 36502
United Bancorp Of Alabama Inc is a bank holding company that offers range of banking services in its primary market areas of Baldwin, Escambia, Monroe, Mobile and Jefferson Counties, Alabama, and Santa Rosa County, Florida.
Executives
Leslie H Cunningham director P O BOX 8, ATMORE AL 36502
Richard King Maxwell director P O BOX 8, ATMORE AL 36502
Dale M Ash director P.O. DRAWER 8, ATMORE AL 36504
Allen Jr Jones officer: CFO & Treasurer P O BOX 8, ATMORE AL 365074
John Wayne Trawick director P O BOX 8, ATMORE AL 36502
Jones Robert R Iii director, officer: President P.O. DRAWER 8, ATMORE AL 36504
William J Justice director P.O. DRAWER 8, ATMORE AL 36504
L Walter Crim director P.O. DRAWER 8, ATMORE AL 36504
David D Swift director, officer: Secretary P.O. DRAWER 8, ATMORE AL 36504
Michael R Andreoli director P.O. DRAWER 8, ATMORE AL 36504
William C Grissett director P.O. DRAWER 8, ATMORE AL 36504