UBAB (United Bancorp Of Alabama) Construction Loans (USD Mil): 0.00 (As of Jun. 2025)

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UBAB United Bancorp Of Alabama Inc UBAB
78 GF Score
Price $61.00
GF Value $54.94
Valuation Modestly Overvalued
! 4 Warning Signs
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What is United Bancorp Of Alabama Construction Loans (USD Mil)?

United Bancorp Of Alabama UBAB -0.02% 78 Construction Loans (USD Mil) is 0.00 as of Jun. 2025. GuruFocus rates UBAB with a GF Score™ of 78/100 and a GF Value™ of $54.94 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

The historical rank and industry rank for United Bancorp Of Alabama's Construction Loans (USD Mil) or its related term are showing as below:

United Bancorp Of Alabama Construction Loans (USD Mil) Historical Data

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The historical data trend for United Bancorp Of Alabama's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bancorp Of Alabama Construction Loans (USD Mil) Chart

United Bancorp Of Alabama Annual Data
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UBAB vs FINW, EBMT, BMBN: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, United Bancorp Of Alabama's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UBAB
78GF Score
United Bancorp Of Alabama Inc UBAB
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions
What does a Construction Loans (USD Mil) of 0.00 mean?
United Bancorp Of Alabama (UBAB) has a Construction Loans (USD Mil) of 0.00 as of Jun. 2025. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on United Bancorp Of Alabama and its competitors.
Is United Bancorp Of Alabama's Construction Loans (USD Mil) too high?
United Bancorp Of Alabama's current Construction Loans (USD Mil) is 0.00. Overall, United Bancorp Of Alabama has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bancorp Of Alabama's Construction Loans (USD Mil) compare to FINW and EBMT?
United Bancorp Of Alabama's Construction Loans (USD Mil) of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on United Bancorp Of Alabama and its competitors. United Bancorp Of Alabama's current Construction Loans (USD Mil) is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bancorp Of Alabama stock overvalued right now?
Based on GuruFocus' analysis, United Bancorp Of Alabama (UBAB) is currently considered Modestly Overvalued. The stock's GF Value™ is $54.94, compared to a current price of $61.00 — trading 11% above its estimated fair value. The current Construction Loans (USD Mil) is 0.00. United Bancorp Of Alabama's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For United Bancorp Of Alabama (UBAB), the current Construction Loans (USD Mil) is 0.00 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bancorp Of Alabama (UBAB) Overvalued in 2026?

Based on GuruFocus' analysis, United Bancorp Of Alabama stock appears to be overvalued. The current stock price of $61.00 is trading 11% above its estimated GF Value™ of $54.94. GuruFocus considers United Bancorp Of Alabama to be Modestly Overvalued.

Key valuation signals for UBAB:

  • Construction Loans (USD Mil): 0.00
  • GF Value™: $54.94 vs. price of $61.00 (11% above fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the UBAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bancorp Of Alabama Business Description

Address 200 East Nashville Avenue, Atmore, AL, USA, 36502
United Bancorp Of Alabama Inc is a bank holding company that offers range of banking services in its primary market areas of Baldwin, Escambia, Monroe, Mobile and Jefferson Counties, Alabama, and Santa Rosa County, Florida. The company has the following loan segments: Real Estate, Agricultural and Commercial, Consumer, State and Political Subdivisions, and Other Loans.
78GF Score

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Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$61.00
Price
$54.94
GF Value