NP (Neptune Insurance Holdings) Accounts Receivable: $3.9 Mil (As of Jun. 2026)

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NP Neptune Insurance Holdings Inc NP
19 GF Score
Price $31.76
! 2 Warning Signs
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What is Neptune Insurance Holdings Accounts Receivable?

Neptune Insurance Holdings NP +0.14% 19 Accounts Receivable is $3.9 Mil as of Jun. 2026. GuruFocus rates NP with a GF Score™ of 19/100. The stock has 2 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Neptune Insurance Holdings's accounts receivables for the quarter that ended in Jun. 2026 was $3.9 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Neptune Insurance Holdings's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 6.35.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Neptune Insurance Holdings's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was $-2.22.


Neptune Insurance Holdings Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Neptune Insurance Holdings's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=3.89/55.872*91
=6.35

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Neptune Insurance Holdings's accounts receivable are only considered to be worth 75% of book value:

Neptune Insurance Holdings's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(17.553+0.75 * 3.89+0.5 * 0-324.455
-0-0)/137.209
=-2.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Neptune Insurance Holdings Accounts Receivable Related Terms


Neptune Insurance Holdings Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Neptune Insurance Holdings's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Neptune Insurance Holdings Accounts Receivable Chart

Neptune Insurance Holdings Annual Data
Trend Dec23 Dec24 Dec25
Accounts Receivable
0.94 2.61 4.08

Neptune Insurance Holdings Quarterly Data
Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Accounts Receivable Get a 7-Day Free Trial Premium Member Only 3.20 3.67 4.08 4.73 3.89
NP
19GF Score
Neptune Insurance Holdings Inc NP
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Neptune Insurance Holdings Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $3.9 Mil mean?
Neptune Insurance Holdings (NP) has a Accounts Receivable of $3.9 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Neptune Insurance Holdings and its competitors.
Is Neptune Insurance Holdings' Accounts Receivable too high?
Neptune Insurance Holdings' current Accounts Receivable is $3.9 Mil. Overall, Neptune Insurance Holdings has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Neptune Insurance Holdings' Accounts Receivable compare to ARX and CRVL?
Neptune Insurance Holdings' Accounts Receivable of $3.9 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for an Insurance company?
A good Accounts Receivable depends on the Insurance industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Neptune Insurance Holdings and its competitors. Neptune Insurance Holdings's current Accounts Receivable is $3.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neptune Insurance Holdings stock overvalued right now?
Neptune Insurance Holdings (NP) has a current Accounts Receivable of $3.9 Mil. The current Accounts Receivable is $3.9 Mil. Neptune Insurance Holdings' overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Neptune Insurance Holdings (NP), the current Accounts Receivable is $3.9 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Neptune Insurance Holdings Business Description

Address 400 6th Street South, Suite 2, Saint Petersburg, FL, USA, 33701
Neptune Insurance Holdings Inc is a high-growth, profitable, data-driven MGA that offers residential and commercial insurance products, including primary flood insurance, excess flood insurance and parametric earthquake insurance, distributed through a nationwide network of agencies in the United States. The company underwrites and administers the issuance of insurance policies on behalf of a diverse panel of insurance and reinsurance companies and does not take any balance sheet insurance risk or have claims handling responsibility relating to the policies it sells.
19GF Score

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Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.76
Price