Neptune Insurance HoldingsNP +0.51%17 FCF Margin % is 41.26% as of Mar. 2026, which is 38% above its 10-year median of 29.89. GuruFocus rates NP with a GF Score™ of 17/100. The stock has 3 warning signs investors should review. Among 504 Insurance companies, Neptune Insurance Holdings ranks better than 86.11% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Neptune Insurance Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Neptune Insurance Holdings FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Neptune Insurance Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Neptune Insurance Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Neptune Insurance Holdings (NP) has a FCF Margin % of 41.26% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Neptune Insurance Holdings and its competitors. This is 38% above median its historical median of 29.89. Over the past decade, Neptune Insurance Holdings' FCF Margin % has ranged from 17.22 to 38.74. According to the industry distribution chart, Neptune Insurance Holdings ranks #70 out of 504 companies in the Insurance industry, placing it in the top 13.9%.
Is Neptune Insurance Holdings' FCF Margin % too high?
Neptune Insurance Holdings' current FCF Margin % of 41.26% is 38% above median its 10-year median of 29.89. Over the past 10 years, this metric has ranged from a low of 17.22 to a high of 38.74. The Insurance industry median FCF Margin % is 8.97. Neptune Insurance Holdings' value of 41.26% is 360.2% above this industry median. Based on the distribution chart, Neptune Insurance Holdings ranks #70 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Neptune Insurance Holdings has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Neptune Insurance Holdings' FCF Margin % compare to CRVL and ARX?
According to the Insurance industry distribution chart, Neptune Insurance Holdings ranks #70 out of 504 companies for FCF Margin %. This places Neptune Insurance Holdings in the top 14% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 8.97. Neptune Insurance Holdings' value of 41.26% is 360.2% above this benchmark. Historically, Neptune Insurance Holdings' own FCF Margin % has ranged from 17.22 to 38.74 over the past decade. While the company's 10-year median is 29.89 vs. the industry median of 8.97, Neptune Insurance Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neptune Insurance Holdings's current FCF Margin % of 41.26% is 360.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Neptune Insurance Holdings and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neptune Insurance Holdings's current FCF Margin % is 41.26%, which is 38% above median its own 10-year median of 29.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neptune Insurance Holdings stock overvalued right now?
Neptune Insurance Holdings (NP) has a current FCF Margin % of 41.26%. The current FCF Margin % is 41.26%, which is 38% above median its 10-year median of 29.89 and 360.2% above the Insurance industry median of 8.97. Neptune Insurance Holdings' overall GF Score™ is 17/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Neptune Insurance Holdings (NP), the current FCF Margin % is 41.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Neptune Insurance Holdings Inc is a high-growth, profitable, data-driven MGA that offers residential and commercial insurance products, including primary flood insurance, excess flood insurance and parametric earthquake insurance, distributed through a nationwide network of agencies in the United States. The company underwrites and administers the issuance of insurance policies on behalf of a diverse panel of insurance and reinsurance companies and does not take any balance sheet insurance risk or have claims handling responsibility relating to the policies it sells.
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