Neptune Insurance HoldingsNP +0.51%17 EBITDA Margin % is 38.66% as of Mar. 2026, which is 31% below its 10-year median of 55.81. GuruFocus rates NP with a GF Score™ of 17/100. The stock has 3 warning signs investors should review. Among 372 Insurance companies, Neptune Insurance Holdings ranks better than 88.44% on this metric.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Neptune Insurance Holdings EBITDA Margin % Related Terms
Neptune Insurance Holdings EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Neptune Insurance Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Neptune Insurance Holdings EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Neptune Insurance Holdings's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Neptune Insurance Holdings's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Neptune Insurance Holdings (NP) has a EBITDA Margin % of 38.66% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Neptune Insurance Holdings and its competitors. This is 31% below median its historical median of 55.81. Over the past decade, Neptune Insurance Holdings' EBITDA Margin % has ranged from 43.77 to 56.10. According to the industry distribution chart, Neptune Insurance Holdings ranks #43 out of 372 companies in the Insurance industry, placing it in the top 11.6%.
Is Neptune Insurance Holdings' EBITDA Margin % too high?
Neptune Insurance Holdings' current EBITDA Margin % of 38.66% is 31% below median its 10-year median of 55.81. Over the past 10 years, this metric has ranged from a low of 43.77 to a high of 56.10. The Insurance industry median EBITDA Margin % is 14.86. Neptune Insurance Holdings' value of 38.66% is 160.2% above this industry median. Based on the distribution chart, Neptune Insurance Holdings ranks #43 out of 372 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Neptune Insurance Holdings has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Neptune Insurance Holdings' EBITDA Margin % compare to CRVL and ARX?
According to the Insurance industry distribution chart, Neptune Insurance Holdings ranks #43 out of 372 companies for EBITDA Margin %. This places Neptune Insurance Holdings in the top 12% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.86. Neptune Insurance Holdings' value of 38.66% is 160.2% above this benchmark. Historically, Neptune Insurance Holdings' own EBITDA Margin % has ranged from 43.77 to 56.10 over the past decade. While the company's 10-year median is 55.81 vs. the industry median of 14.86, Neptune Insurance Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.86, based on 372 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neptune Insurance Holdings's current EBITDA Margin % of 38.66% is 160.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Neptune Insurance Holdings and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neptune Insurance Holdings's current EBITDA Margin % is 38.66%, which is 31% below median its own 10-year median of 55.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neptune Insurance Holdings stock overvalued right now?
Neptune Insurance Holdings (NP) has a current EBITDA Margin % of 38.66%. The current EBITDA Margin % is 38.66%, which is 31% below median its 10-year median of 55.81 and 160.2% above the Insurance industry median of 14.86. Neptune Insurance Holdings' overall GF Score™ is 17/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Neptune Insurance Holdings (NP), the current EBITDA Margin % is 38.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Neptune Insurance Holdings Inc is a high-growth, profitable, data-driven MGA that offers residential and commercial insurance products, including primary flood insurance, excess flood insurance and parametric earthquake insurance, distributed through a nationwide network of agencies in the United States. The company underwrites and administers the issuance of insurance policies on behalf of a diverse panel of insurance and reinsurance companies and does not take any balance sheet insurance risk or have claims handling responsibility relating to the policies it sells.
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