NP (Neptune Insurance Holdings) Days Sales Outstanding: 7.04 (As of Jun. 2026) — 29% Above Median

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NP Neptune Insurance Holdings Inc NP
19 GF Score
Price $33.23
! 3 Warning Signs
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What is Neptune Insurance Holdings Days Sales Outstanding?

Neptune Insurance Holdings NP -0.51% 19 Days Sales Outstanding is 7.04 as of Jun. 2026, which is 29% above its 10-year median of 5.44. GuruFocus rates NP with a GF Score™ of 19/100. The stock has 3 warning signs investors should review. Among 60 Insurance companies, Neptune Insurance Holdings ranks better than 90% on this metric.

Neptune Insurance Holdings's average Accounts Receivable for the three months ended in Jun. 2026 was $4.3 Mil. Neptune Insurance Holdings's Revenue for the three months ended in Jun. 2026 was $55.9 Mil. Hence, Neptune Insurance Holdings's Days Sales Outstanding for the three months ended in Jun. 2026 was 7.04.

The historical rank and industry rank for Neptune Insurance Holdings's Days Sales Outstanding or its related term are showing as below:

NP' s Days Sales Outstanding Range Over the Past 10 Years
Min: 4.05   Med: 5.44   Max: 7.86
Current: 7.86

During the past 3 years, Neptune Insurance Holdings's highest Days Sales Outstanding was 7.86. The lowest was 4.05. And the median was 5.44.

NP's Days Sales Outstanding is ranked better than
90% of 60 companies
in the Insurance industry
Industry Median: 48.32 vs NP: 7.86

Neptune Insurance Holdings's Days Sales Outstanding increased from Jun. 2025 (6.95) to Jun. 2026 (7.04).


Neptune Insurance Holdings  (NYSE:NP) Days Sales Outstanding Explanation

For retailers, when we compare Days Sales Outstanding, it is important to compare the same period in the previous years.


Neptune Insurance Holdings Days Sales Outstanding Related Terms


Neptune Insurance Holdings Days Sales Outstanding Historical Data

* Premium members only.

The historical data trend for Neptune Insurance Holdings's Days Sales Outstanding can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Neptune Insurance Holdings Days Sales Outstanding Chart

Neptune Insurance Holdings Annual Data
Trend Dec23 Dec24 Dec25
Days Sales Outstanding
4.05 5.44 7.65

Neptune Insurance Holdings Quarterly Data
Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Days Sales Outstanding Get a 7-Day Free Trial Premium Member Only 6.95 7.07 8.08 10.64 7.04

NP vs BWIN, ARX, CRVL: Days Sales Outstanding Comparison

For the Insurance Brokers subindustry, Neptune Insurance Holdings's Days Sales Outstanding, along with its competitors' market caps and Days Sales Outstanding data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Neptune Insurance Holdings Days Sales Outstanding vs Insurance Industry

For the Insurance industry and Financial Services sector, Neptune Insurance Holdings's Days Sales Outstanding distribution charts can be found below:

* The bar in red indicates where Neptune Insurance Holdings's Days Sales Outstanding falls into.


NP
19GF Score
Neptune Insurance Holdings Inc NP
Days Sales Outstanding is just one metric. See GF Score™, valuation, warning signs, and more.
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Neptune Insurance Holdings Days Sales Outstanding Calculation

Days Sales Outstanding measures the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Accounts Receivable can be measured by Days Sales Outstanding.

Neptune Insurance Holdings's Days Sales Outstanding for the fiscal year that ended in Dec. 2025 is calculated as

Days Sales Outstanding (A: Dec. 2025 )
=Average Accounts Receivable /Revenue*Days in Period
=( (Accounts Receivable (A: Dec. 2024 ) + Accounts Receivable (A: Dec. 2025 )) / count ) / Revenue (A: Dec. 2025 )*Days in Period
=( (2.612 + 4.08) / 2 ) / 159.551*365
=3.346 / 159.551*365
=7.65

Neptune Insurance Holdings's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding (Q: Jun. 2026 )
=Average Accounts Receivable /Revenue*Days in Period
=( (Accounts Receivable (A: Mar. 2026 ) + Accounts Receivable (A: Jun. 2026 )) / count ) / Revenue (A: Jun. 2026 )*Days in Period
=( (4.732 + 3.89) / 2 ) / 55.872*365 / 4
=4.311 / 55.872*365 / 4
=7.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Sales Outstanding →
What does a Days Sales Outstanding of 7.04 mean?
Neptune Insurance Holdings (NP) has a Days Sales Outstanding of 7.04 as of Jun. 2026. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Neptune Insurance Holdings and its competitors. This is 29% above median its historical median of 5.44. Over the past decade, Neptune Insurance Holdings' Days Sales Outstanding has ranged from 4.05 to 7.86. According to the industry distribution chart, Neptune Insurance Holdings ranks #6 out of 60 companies in the Insurance industry, placing it in the top 10%.
Is Neptune Insurance Holdings' Days Sales Outstanding too high?
Neptune Insurance Holdings' current Days Sales Outstanding of 7.04 is 29% above median its 10-year median of 5.44. Over the past 10 years, this metric has ranged from a low of 4.05 to a high of 7.86. The Insurance industry median Days Sales Outstanding is 48.32. Neptune Insurance Holdings' value of 7.04 is 85.4% below this industry median. Based on the distribution chart, Neptune Insurance Holdings ranks #6 out of 60 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Neptune Insurance Holdings has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Neptune Insurance Holdings' Days Sales Outstanding compare to BWIN and ARX?
According to the Insurance industry distribution chart, Neptune Insurance Holdings ranks #6 out of 60 companies for Days Sales Outstanding. This places Neptune Insurance Holdings in the top 10% of its industry — outperforming the majority of peers. The industry median Days Sales Outstanding is 48.32. Neptune Insurance Holdings' value of 7.04 is 85.4% below this benchmark. Historically, Neptune Insurance Holdings' own Days Sales Outstanding has ranged from 4.05 to 7.86 over the past decade. While the company's 10-year median is 5.44 vs. the industry median of 48.32, Neptune Insurance Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Sales Outstanding for an Insurance company?
The median Days Sales Outstanding among Insurance companies is 48.32, based on 60 companies in the industry. Companies in the top quartile (top 25%) have a Days Sales Outstanding significantly above this median, while those in the bottom quartile fall well below. However, Days Sales Outstanding should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neptune Insurance Holdings's current Days Sales Outstanding of 7.04 is 85.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Sales Outstanding mean?
A high Days Sales Outstanding can signal that a stock is expensive relative to its fundamentals. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Neptune Insurance Holdings and its competitors. For the Insurance industry, the median Days Sales Outstanding is 48.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neptune Insurance Holdings's current Days Sales Outstanding is 7.04, which is 29% above median its own 10-year median of 5.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neptune Insurance Holdings stock overvalued right now?
Neptune Insurance Holdings (NP) has a current Days Sales Outstanding of 7.04. The current Days Sales Outstanding is 7.04, which is 29% above median its 10-year median of 5.44 and 85.4% below the Insurance industry median of 48.32. Neptune Insurance Holdings' overall GF Score™ is 19/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Sales Outstanding calculated?
Days Sales Outstanding is calculated from a company's financial statements. For Neptune Insurance Holdings (NP), the current Days Sales Outstanding is 7.04 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Neptune Insurance Holdings Business Description

Address 400 6th Street South, Suite 2, Saint Petersburg, FL, USA, 33701
Neptune Insurance Holdings Inc is a high-growth, profitable, data-driven MGA that offers residential and commercial insurance products, including primary flood insurance, excess flood insurance and parametric earthquake insurance, distributed through a nationwide network of agencies in the United States. The company underwrites and administers the issuance of insurance policies on behalf of a diverse panel of insurance and reinsurance companies and does not take any balance sheet insurance risk or have claims handling responsibility relating to the policies it sells.
19GF Score

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