Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Neptune Insurance HoldingsNP -0.58%17 EV-to-EBIT is 64.70 as of Jul. 20, 2026, which is 18% above its 10-year median of 54.78. GuruFocus rates NP with a GF Score™ of 17/100. The stock has 3 warning signs investors should review. Among 347 Insurance companies, Neptune Insurance Holdings ranks worse than 94.52% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Neptune Insurance Holdings's Enterprise Value for the quarter that ended in Mar. 2026 was $3,562.0 Mil.
Neptune Insurance Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $69.7 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Neptune Insurance Holdings EV-to-EBIT Related Terms
Neptune Insurance Holdings EV-to-EBIT Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Neptune Insurance Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Neptune Insurance Holdings EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Neptune Insurance Holdings's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Neptune Insurance Holdings's EV-to-EBIT falls into.
Neptune Insurance Holdings's current Enterprise Value is $4,508.9 Mil.
Neptune Insurance Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $69.7 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Neptune Insurance Holdings (NP) has a EV-to-EBIT of 64.70 as of Jul. 20, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Neptune Insurance Holdings and its competitors. This is 18% above median its historical median of 54.78. Over the past decade, Neptune Insurance Holdings' EV-to-EBIT has ranged from 39.53 to 72.59. According to the industry distribution chart, Neptune Insurance Holdings ranks #328 out of 347 companies in the Insurance industry, placing it in the top 94.5%.
Is Neptune Insurance Holdings' EV-to-EBIT too high?
Neptune Insurance Holdings' current EV-to-EBIT of 64.70 is 18% above median its 10-year median of 54.78. Over the past 10 years, this metric has ranged from a low of 39.53 to a high of 72.59. The Insurance industry median EV-to-EBIT is 8.70. Neptune Insurance Holdings' value of 64.70 is 643.7% above this industry median. Based on the distribution chart, Neptune Insurance Holdings ranks #328 out of 347 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Neptune Insurance Holdings has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Neptune Insurance Holdings' EV-to-EBIT compare to CRVL and ARX?
According to the Insurance industry distribution chart, Neptune Insurance Holdings ranks #328 out of 347 companies for EV-to-EBIT. This places Neptune Insurance Holdings in the lower half of its industry. The industry median EV-to-EBIT is 8.70. Neptune Insurance Holdings' value of 64.70 is 643.7% above this benchmark. Historically, Neptune Insurance Holdings' own EV-to-EBIT has ranged from 39.53 to 72.59 over the past decade. While the company's 10-year median is 54.78 vs. the industry median of 8.70, Neptune Insurance Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.70, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neptune Insurance Holdings's current EV-to-EBIT of 64.70 is 643.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Neptune Insurance Holdings and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neptune Insurance Holdings's current EV-to-EBIT is 64.70, which is 18% above median its own 10-year median of 54.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neptune Insurance Holdings stock overvalued right now?
Neptune Insurance Holdings (NP) has a current EV-to-EBIT of 64.70. The current EV-to-EBIT is 64.70, which is 18% above median its 10-year median of 54.78 and 643.7% above the Insurance industry median of 8.70. Neptune Insurance Holdings' overall GF Score™ is 17/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Neptune Insurance Holdings (NP), the current EV-to-EBIT is 64.70 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Neptune Insurance Holdings Inc is a high-growth, profitable, data-driven MGA that offers residential and commercial insurance products, including primary flood insurance, excess flood insurance and parametric earthquake insurance, distributed through a nationwide network of agencies in the United States. The company underwrites and administers the issuance of insurance policies on behalf of a diverse panel of insurance and reinsurance companies and does not take any balance sheet insurance risk or have claims handling responsibility relating to the policies it sells.
17GF Score
Get the complete analysis for NP
EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NP has been successfully added to your 
