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Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Westamerica Bancorp's accounts receivables for the quarter that ended in Jun. 2026 was $35.7 Mil.
Accounts receivable can be measured by Days Sales Outstanding.
Westamerica Bancorp's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 51.89.
In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Westamerica Bancorp's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was $-127.77.
1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.
Westamerica Bancorp's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:
2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Westamerica Bancorp's accounts receivable are only considered to be worth 75% of book value:
Westamerica Bancorp's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.
If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.
Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.
Westamerica Bancorp Accounts Receivable Related Terms
Westamerica Bancorp Accounts Receivable Historical Data
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The historical data trend for Westamerica Bancorp's Accounts Receivable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Accounts Receivable of $35.7 Mil mean?
Westamerica Bancorp (WABC) has a Accounts Receivable of $35.7 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Westamerica Bancorp and its competitors.
Is Westamerica Bancorp's Accounts Receivable too high?
Westamerica Bancorp's current Accounts Receivable is $35.7 Mil. Overall, Westamerica Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Westamerica Bancorp's Accounts Receivable compare to CTBI and BHRB?
Westamerica Bancorp's Accounts Receivable of $35.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Westamerica Bancorp and its competitors. Westamerica Bancorp's current Accounts Receivable is $35.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Westamerica Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Westamerica Bancorp (WABC) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.34, compared to a current price of $59.88 — trading 26.5% above its estimated fair value. The current Accounts Receivable is $35.7 Mil. Westamerica Bancorp's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Westamerica Bancorp (WABC), the current Accounts Receivable is $35.7 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Westamerica Bancorp (WABC) Overvalued in 2026?
Based on GuruFocus' analysis, Westamerica Bancorp stock appears to be overvalued.
The current stock price of $59.88 is trading 26.5% above its estimated GF Value™ of $47.34.
GuruFocus considers Westamerica Bancorp to be Modestly Overvalued.
Key valuation signals for WABC:
Accounts Receivable: $35.7 Mil
GF Value™: $47.34 vs. price of $59.88 (26.5% above fair value)
No single metric tells the full story. See the WABC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Westamerica Bancorp provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank. The Bank is a California-chartered commercial bank whose deposits are insured by the Federal Deposit Insurance Corporation (the FDIC) up to applicable limits. The principal communities served are located in Northern and Central California, from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. The Company's strategic focus is on the banking needs of small businesses.
65GF Score
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