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WABC (Westamerica Bancorp) PS Ratio : 4.12 (As of Apr. 06, 2025)


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What is Westamerica Bancorp PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Westamerica Bancorp's share price is $45.39. Westamerica Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2024 was $11.01. Hence, Westamerica Bancorp's PS Ratio for today is 4.12.

Good Sign:

Westamerica Bancorp stock PS Ratio (=4.12) is close to 1-year low of 3.83.

The historical rank and industry rank for Westamerica Bancorp's PS Ratio or its related term are showing as below:

WABC' s PS Ratio Range Over the Past 10 Years
Min: 3.3   Med: 7.22   Max: 9.34
Current: 4.12

During the past 13 years, Westamerica Bancorp's highest PS Ratio was 9.34. The lowest was 3.30. And the median was 7.22.

WABC's PS Ratio is ranked worse than
81.62% of 1529 companies
in the Banks industry
Industry Median: 2.46 vs WABC: 4.12

Westamerica Bancorp's Revenue per Sharefor the three months ended in Dec. 2024 was $2.61. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2024 was $11.01.

Warning Sign:

Westamerica Bancorp revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Westamerica Bancorp was -9.20% per year. During the past 3 years, the average Revenue per Share Growth Rate was 11.20% per year. During the past 5 years, the average Revenue per Share Growth Rate was 10.40% per year. During the past 10 years, the average Revenue per Share Growth Rate was 5.10% per year.

During the past 13 years, Westamerica Bancorp's highest 3-Year average Revenue per Share Growth Rate was 16.60% per year. The lowest was -11.90% per year. And the median was 2.55% per year.

Back to Basics: PS Ratio


Westamerica Bancorp PS Ratio Historical Data

The historical data trend for Westamerica Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Westamerica Bancorp PS Ratio Chart

Westamerica Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.23 7.22 5.99 4.65 4.77

Westamerica Bancorp Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.65 4.08 4.13 4.33 4.77

Competitive Comparison of Westamerica Bancorp's PS Ratio

For the Banks - Regional subindustry, Westamerica Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Westamerica Bancorp's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Westamerica Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where Westamerica Bancorp's PS Ratio falls into.


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Westamerica Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Westamerica Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=45.39/11.007
=4.12

Westamerica Bancorp's Share Price of today is $45.39.
Westamerica Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $11.01.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Westamerica Bancorp  (NAS:WABC) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Westamerica Bancorp PS Ratio Related Terms

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Westamerica Bancorp Business Description

Traded in Other Exchanges
N/A
Address
1108 Fifth Avenue, San Rafael, CA, USA, 94901
Westamerica Bancorp is based in San Rafael, California. Westamerica Bancorporation runs a regional community bank and has approximately $7.5 billion in assets. The banks' net revenue is generated by net interest income. Deposit service charges make up the noninterest income sources. The bank focuses mostly on commercial clients, such as smaller businesses. Its footprint encompasses central and northern California, extending north of San Francisco to Mendocino and Lake counties, south to Kern County in central California and all the way east to Nevada County.
Executives
George S Ensinger officer: SVP/Human Resources Div. Mgr 4550 MANGELS BLVD, A-1R, FAIRFIELD CA 94585-1200
Alisa Jane Belew director 4550 MANGELS BLVD A-2M, FAIRFIELD CA 94534
John A Thorson officer: SVP & Treasurer
David L Payne director, officer: Chairman, President and CEO
Curtis Belton officer: Vice President/General Auditor 4550 MANGELS BLVD, A-2Y, FAIRFIELD CA 94585-1200
Melanie Martella Chiesa director 4550 MANGELS BLVD A-2M, FAIRFIELD CA 94534
Michele R. Hassid director 4550 MANGELS BLVD A 2M, FAIRFIELD CA 94534
Inez Wondeh director 4550 MANGELS BLVD A-2M, FAIRFIELD CA 94534
Mac Millan Catherine C director
Edward B Sylvester director
Jesse Leavitt officer: CFO 4550 MANGELS BLVD A-2B, FAIRIFELD CA 94534
Brian J Donohoe officer: Operations and Systems Mgr 4550 MANGELS BLVD, B-2A, FAIRFIELD CA 94585-1200
Russell W Rizzardi officer: SVP/Chief Credit Administrator 4550 MANGELS BLVD., FAIRFIELD CA 94534
Dennis R Hansen officer: SVP & Controller
James J Schneck officer: General Auditor

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