WABC (Westamerica Bancorp) Long-Term Debt: $0.0 Mil (As of Mar. 2026)


WABC Westamerica Bancorp WABC
65 GF Score
Price $59.51
GF Value $45.39
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Westamerica Bancorp Long-Term Debt?

Westamerica Bancorp WABC -0.95% 65 Long-Term Debt is $0.0 Mil as of Mar. 2026. GuruFocus rates WABC with a GF Score™ of 65/100 and a GF Value™ of $45.39 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Westamerica Bancorp's Long-Term Debt for the quarter that ended in Mar. 2026 was $0.0 Mil.

Westamerica Bancorp  (NAS:WABC) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Westamerica Bancorp Long-Term Debt Related Terms

Westamerica Bancorp Long-Term Debt Historical Data

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The historical data trend for Westamerica Bancorp's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Westamerica Bancorp Long-Term Debt Chart

Westamerica Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
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Westamerica Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
WABC
65GF Score
Westamerica Bancorp WABC
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $0.0 Mil mean?
Westamerica Bancorp (WABC) has a Long-Term Debt of $0.0 Mil as of Mar. 2026.
Is Westamerica Bancorp's Long-Term Debt too high?
Westamerica Bancorp's current Long-Term Debt is $0.0 Mil. Overall, Westamerica Bancorp has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Westamerica Bancorp's Long-Term Debt compare to PEBO and AMAL?
Westamerica Bancorp's Long-Term Debt of $0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Westamerica Bancorp's current Long-Term Debt is $0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Westamerica Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Westamerica Bancorp (WABC) is currently considered Significantly Overvalued. The stock's GF Value™ is $45.39, compared to a current price of $59.51 — trading 31.1% above its estimated fair value. The current Long-Term Debt is $0.0 Mil. Westamerica Bancorp's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Westamerica Bancorp (WABC), the current Long-Term Debt is $0.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Westamerica Bancorp (WABC) Overvalued in 2026?

Based on GuruFocus' analysis, Westamerica Bancorp stock appears to be overvalued. The current stock price of $59.51 is trading 31.1% above its estimated GF Value™ of $45.39. GuruFocus considers Westamerica Bancorp to be Significantly Overvalued.

Key valuation signals for WABC:

  • Long-Term Debt: $0.0 Mil
  • GF Value™: $45.39 vs. price of $59.51 (31.1% above fair value)
  • GF Score™: 65/100 with 8 warning signs

No single metric tells the full story. See the WABC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Westamerica Bancorp Business Description

Other Exchanges WB1:Germany
Address 1108 Fifth Avenue, San Rafael, CA, USA, 94901
Westamerica Bancorp provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank. The Bank is a California-chartered commercial bank whose deposits are insured by the Federal Deposit Insurance Corporation (the FDIC) up to applicable limits. The principal communities served are located in Northern and Central California, from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. The Company's strategic focus is on the banking needs of small businesses.
65GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$59.51
Price
$45.39
GF Value