Westamerica BancorpWABC -0.20%65 FCF Yield % is 8.40 as of Jun. 27, 2026, which is 45% above its 10-year median of 5.79. GuruFocus rates WABC with a GF Score™ of 65/100 and a GF Value™ of $45.38 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Westamerica Bancorp ranks better than 50.9% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Westamerica Bancorp FCF Yield % Related Terms
Westamerica Bancorp FCF Yield % Historical Data
* Premium members only.
The historical data trend for Westamerica Bancorp's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Westamerica Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Westamerica Bancorp FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Westamerica Bancorp's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Westamerica Bancorp's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Westamerica Bancorp (WABC) has a FCF Yield % of 8.40 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Westamerica Bancorp and its competitors. This is 45% above median its historical median of 5.79. Over the past decade, Westamerica Bancorp's FCF Yield % has ranged from 4.17 to 17.92. According to the industry distribution chart, Westamerica Bancorp ranks #739 out of 1505 companies in the Banks industry, placing it in the top 49.1%.
Is Westamerica Bancorp's FCF Yield % too high?
Westamerica Bancorp's current FCF Yield % of 8.40 is 45% above median its 10-year median of 5.79. Over the past 10 years, this metric has ranged from a low of 4.17 to a high of 17.92. The Banks industry median FCF Yield % is 8.20. Westamerica Bancorp's value of 8.40 is 2.4% above this industry median. Based on the distribution chart, Westamerica Bancorp ranks #739 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Westamerica Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Westamerica Bancorp's FCF Yield % compare to BHRB and PEBO?
According to the Banks industry distribution chart, Westamerica Bancorp ranks #739 out of 1505 companies for FCF Yield %. This puts Westamerica Bancorp in the upper half of its industry. The industry median FCF Yield % is 8.20. Westamerica Bancorp's value of 8.40 is 2.4% above this benchmark. Historically, Westamerica Bancorp's own FCF Yield % has ranged from 4.17 to 17.92 over the past decade. While the company's 10-year median is 5.79 vs. the industry median of 8.20, Westamerica Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Westamerica Bancorp's current FCF Yield % of 8.40 is 2.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Westamerica Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Westamerica Bancorp's current FCF Yield % is 8.40, which is 45% above median its own 10-year median of 5.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Westamerica Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Westamerica Bancorp (WABC) is currently considered Modestly Overvalued. The stock's GF Value™ is $45.38, compared to a current price of $58.86 — trading 29.7% above its estimated fair value. The current FCF Yield % is 8.40, which is 45% above median its 10-year median of 5.79 and 2.4% above the Banks industry median of 8.20. Westamerica Bancorp's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Westamerica Bancorp (WABC), the current FCF Yield % is 8.40 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Westamerica Bancorp (WABC) Overvalued in 2026?
Based on GuruFocus' analysis, Westamerica Bancorp stock appears to be overvalued.
The current stock price of $58.86 is trading 29.7% above its estimated GF Value™ of $45.38.
GuruFocus considers Westamerica Bancorp to be Modestly Overvalued.
Key valuation signals for WABC:
FCF Yield %: 8.40 (45% above median its 10-year median of 5.79)
GF Value™: $45.38 vs. price of $58.86 (29.7% above fair value)
Industry Position: 2.4% above the Banks median (#739 of 1505)
No single metric tells the full story. See the WABC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Westamerica Bancorp provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary bank. The Bank is a California-chartered commercial bank whose deposits are insured by the Federal Deposit Insurance Corporation (the FDIC) up to applicable limits. The principal communities served are located in Northern and Central California, from Mendocino, Lake and Nevada Counties in the north to Kern County in the south. The Company's strategic focus is on the banking needs of small businesses.
65GF Score
Get the complete analysis for WABC
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WABC has been successfully added to your 
