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Average Interest Earning Assets (USD Mil) is the average of the beginning and ending balances of interest earning assets. Earning Assets are income-producing investments owned by a company without any significant effort on its owners.
Cullen/Frost Bankers's Average Interest Earning Assets (USD Mil) for the quarter that ended in Jun. 2026 was 49,082.00
, which is higher than
48,628.40 for the pervious quarter ended in Mar. 2026.
Cullen/Frost Bankers's Average Interest Earning Assets (USD Mil) for the annual that ended in Dec. 2025 was 48,410.60
, which is higher than
46,274.90 for the pervious year ended in Dec. 2024.
The historical rank and industry rank for Cullen/Frost Bankers's Average Interest Earning Assets (USD Mil) or its related term are showing as below:
CFR's Average Interest Earning Assets (USD Mil) is not ranked *
in the Banks industry.
Industry Median: * Ranked among companies with meaningful Average Interest Earning Assets (USD Mil) only.
Cullen/Frost Bankers (NYSE:CFR) Average Interest Earning Assets (USD Mil) Explanation
Earning assets are assets that can generate income directly, such as stocks that pay dividends, bonds that pay interest, real estate properties that generate rental income, copyright and other interest or dividend earning accounts or instruments.
Average Earning Assets are commonly used as a denominator when calculating net interest margin. This ratio can help investors determine whether or not to invest in a financial company by providing visibility into the profitability of their interest income versus their interest expenses.
Cullen/Frost Bankers Average Interest Earning Assets (USD Mil) Related Terms
Cullen/Frost Bankers Average Interest Earning Assets (USD Mil) Historical Data
* Premium members only.
The historical data trend for Cullen/Frost Bankers's Average Interest Earning Assets (USD Mil) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cullen/Frost Bankers Average Interest Earning Assets (USD Mil) Chart
CFR vs ZION, ONB, SSB: Average Interest Earning Assets (USD Mil) Comparison
For the Banks - Regional subindustry, Cullen/Frost Bankers's Average Interest Earning Assets (USD Mil), along with its competitors' market caps and Average Interest Earning Assets (USD Mil) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
What does a Average Interest Earning Assets (USD Mil) of 49,082.00 mean?
Cullen/Frost Bankers (CFR) has a Average Interest Earning Assets (USD Mil) of 49,082.00 as of Jun. 2026. Average Interest Earning Assets is the average of the beginning and ending balances of interest earning assets. View historical data on Cullen/Frost Bankers and its competitors.
Is Cullen/Frost Bankers' Average Interest Earning Assets (USD Mil) too high?
Cullen/Frost Bankers' current Average Interest Earning Assets (USD Mil) is 49,082.00. Overall, Cullen/Frost Bankers has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cullen/Frost Bankers' Average Interest Earning Assets (USD Mil) compare to ZION and ONB?
Cullen/Frost Bankers' Average Interest Earning Assets (USD Mil) of 49,082.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Average Interest Earning Assets (USD Mil) for a Banks company?
A good Average Interest Earning Assets (USD Mil) depends on the Banks industry context. However, Average Interest Earning Assets (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Average Interest Earning Assets (USD Mil) mean?
A high Average Interest Earning Assets (USD Mil) can signal that a stock is expensive relative to its fundamentals. Average Interest Earning Assets is the average of the beginning and ending balances of interest earning assets. View historical data on Cullen/Frost Bankers and its competitors. Cullen/Frost Bankers's current Average Interest Earning Assets (USD Mil) is 49,082.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cullen/Frost Bankers stock overvalued right now?
Based on GuruFocus' analysis, Cullen/Frost Bankers (CFR) is currently considered Modestly Overvalued. The stock's GF Value™ is $140.81, compared to a current price of $161.88 — trading 15% above its estimated fair value. The current Average Interest Earning Assets (USD Mil) is 49,082.00. Cullen/Frost Bankers' overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Average Interest Earning Assets (USD Mil) calculated?
Average Interest Earning Assets (USD Mil) is calculated from a company's financial statements. For Cullen/Frost Bankers (CFR), the current Average Interest Earning Assets (USD Mil) is 49,082.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cullen/Frost Bankers (CFR) Overvalued in 2026?
Based on GuruFocus' analysis, Cullen/Frost Bankers stock appears to be overvalued.
The current stock price of $161.88 is trading 15% above its estimated GF Value™ of $140.81.
GuruFocus considers Cullen/Frost Bankers to be Modestly Overvalued.
Key valuation signals for CFR:
Average Interest Earning Assets (USD Mil): 49,082.00
GF Value™: $140.81 vs. price of $161.88 (15% above fair value)
No single metric tells the full story. See the CFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cullen/Frost is a regional US bank with around $52 billion in assets (as of March 2026), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based banking approach that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through targeted branch openings rather than acquisitions. The bank's sweet spot is small to medium-sized Texas-based commercial clients.
77GF Score
Get the complete analysis for CFR
Average Interest Earning Assets (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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