CFR (Cullen/Frost Bankers) Tax Rate %: 15.52% (As of Mar. 2026)


CFR Cullen/Frost Bankers Inc CFR
72 GF Score
Price $156.86
GF Value $136.84
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Cullen/Frost Bankers Tax Rate %?

Cullen/Frost Bankers CFR +1.10% 72 Tax Rate % is 15.52% as of Mar. 2026. GuruFocus rates CFR with a GF Score™ of 72/100 and a GF Value™ of $136.84 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Cullen/Frost Bankers's Tax Expense for the three months ended in Mar. 2026 was $31 Mil. Cullen/Frost Bankers's Pre-Tax Income for the three months ended in Mar. 2026 was $202 Mil. Therefore, Cullen/Frost Bankers's Tax Rate % for the quarter that ended in Mar. 2026 was 15.52%.

Cullen/Frost Bankers Tax Rate % Related Terms

Cullen/Frost Bankers Tax Rate % Historical Data

* Premium members only.

The historical data trend for Cullen/Frost Bankers's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cullen/Frost Bankers Tax Rate % Chart

Cullen/Frost Bankers Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.49 13.41 16.06 16.30 15.96

Cullen/Frost Bankers Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.73 15.87 16.17 16.03 15.52
CFR
72GF Score
Cullen/Frost Bankers Inc CFR
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cullen/Frost Bankers Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Cullen/Frost Bankers's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=123.145/771.702
=15.96 %

Cullen/Frost Bankers's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=31.419/202.406
=15.52 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 15.52% mean?
Cullen/Frost Bankers (CFR) has a Tax Rate % of 15.52% as of Mar. 2026.
Is Cullen/Frost Bankers' Tax Rate % too high?
Cullen/Frost Bankers' current Tax Rate % is 15.52%. Overall, Cullen/Frost Bankers has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cullen/Frost Bankers' Tax Rate % compare to SSB and ONB?
Cullen/Frost Bankers' Tax Rate % of 15.52% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Cullen/Frost Bankers's current Tax Rate % is 15.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cullen/Frost Bankers stock overvalued right now?
Based on GuruFocus' analysis, Cullen/Frost Bankers (CFR) is currently considered Modestly Overvalued. The stock's GF Value™ is $136.84, compared to a current price of $156.86 — trading 14.6% above its estimated fair value. The current Tax Rate % is 15.52%. Cullen/Frost Bankers' overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Cullen/Frost Bankers (CFR), the current Tax Rate % is 15.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cullen/Frost Bankers (CFR) Overvalued in 2026?

Based on GuruFocus' analysis, Cullen/Frost Bankers stock appears to be overvalued. The current stock price of $156.86 is trading 14.6% above its estimated GF Value™ of $136.84. GuruFocus considers Cullen/Frost Bankers to be Modestly Overvalued.

Key valuation signals for CFR:

  • Tax Rate %: 15.52%
  • GF Value™: $136.84 vs. price of $156.86 (14.6% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the CFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cullen/Frost Bankers Business Description

Other Exchanges CFRpB.PFD:USACFZ:Germany
Address 111 W. Houston Street, San Antonio, TX, USA, 78205
Cullen/Frost is a regional US bank with around $52 billion in assets (as of March 2026), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based banking approach that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through targeted branch openings rather than acquisitions. The bank's sweet spot is small to medium-sized Texas-based commercial clients.
72GF Score

Get the complete analysis for CFR

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$156.86
Price
$136.84
GF Value