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CFR (Cullen/Frost Bankers) Cyclically Adjusted PS Ratio : 4.63 (As of May. 23, 2025)


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What is Cullen/Frost Bankers Cyclically Adjusted PS Ratio?

As of today (2025-05-23), Cullen/Frost Bankers's current share price is $126.40. Cullen/Frost Bankers's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was $27.30. Cullen/Frost Bankers's Cyclically Adjusted PS Ratio for today is 4.63.

The historical rank and industry rank for Cullen/Frost Bankers's Cyclically Adjusted PS Ratio or its related term are showing as below:

CFR' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.92   Med: 5.23   Max: 7.05
Current: 4.66

During the past years, Cullen/Frost Bankers's highest Cyclically Adjusted PS Ratio was 7.05. The lowest was 2.92. And the median was 5.23.

CFR's Cyclically Adjusted PS Ratio is ranked worse than
81.56% of 1242 companies
in the Banks industry
Industry Median: 2.73 vs CFR: 4.66

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Cullen/Frost Bankers's adjusted revenue per share data for the three months ended in Mar. 2025 was $8.398. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $27.30 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Cullen/Frost Bankers Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Cullen/Frost Bankers's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Cullen/Frost Bankers Cyclically Adjusted PS Ratio Chart

Cullen/Frost Bankers Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.57 6.05 5.82 4.37 5.03

Cullen/Frost Bankers Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.40 3.91 4.24 5.03 4.59

Competitive Comparison of Cullen/Frost Bankers's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Cullen/Frost Bankers's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cullen/Frost Bankers's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Cullen/Frost Bankers's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Cullen/Frost Bankers's Cyclically Adjusted PS Ratio falls into.


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Cullen/Frost Bankers Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Cullen/Frost Bankers's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=126.40/27.30
=4.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cullen/Frost Bankers's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Cullen/Frost Bankers's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=8.398/134.9266*134.9266
=8.398

Current CPI (Mar. 2025) = 134.9266.

Cullen/Frost Bankers Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 4.094 100.684 5.486
201509 4.270 100.392 5.739
201512 4.285 99.792 5.794
201603 4.611 100.470 6.192
201606 4.299 101.688 5.704
201609 4.381 101.861 5.803
201612 4.596 101.863 6.088
201703 4.514 102.862 5.921
201706 4.549 103.349 5.939
201709 4.659 104.136 6.037
201712 4.882 104.011 6.333
201803 4.967 105.290 6.365
201806 4.967 106.317 6.304
201809 5.073 106.507 6.427
201812 5.234 105.998 6.662
201903 5.378 107.251 6.766
201906 5.288 108.070 6.602
201909 5.419 108.329 6.749
201912 5.478 108.420 6.817
202003 7.255 108.902 8.989
202006 5.150 108.767 6.389
202009 5.197 109.815 6.385
202012 5.273 109.897 6.474
202103 5.236 111.754 6.322
202106 5.435 114.631 6.397
202109 5.294 115.734 6.172
202112 5.433 117.630 6.232
202203 5.437 121.301 6.048
202206 5.990 125.017 6.465
202209 7.060 125.227 7.607
202212 7.798 125.222 8.402
202303 7.815 127.348 8.280
202306 7.587 128.729 7.952
202309 7.649 129.860 7.947
202312 7.806 129.419 8.138
202403 7.790 131.776 7.976
202406 7.895 132.554 8.036
202409 8.084 133.029 8.199
202412 8.346 133.157 8.457
202503 8.398 134.927 8.398

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Cullen/Frost Bankers  (NYSE:CFR) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Cullen/Frost Bankers Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Cullen/Frost Bankers's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Cullen/Frost Bankers Business Description

Traded in Other Exchanges
Address
111 W. Houston Street, San Antonio, TX, USA, 78205
Cullen/Frost is a regional US bank with around $50 billion in assets (as of 2024 year-end), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based approach to banking that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through branch openings. The bank's sweet spot is small to medium-size Texas-based commercial clients.
Executives
Paul Bracher officer: President 100 WEST HOUSTON STREET, SAN ANTONIO TX 78205
Phillip D Green officer: Group EVP / CFO 100 WEST HOUSTON ST, SAN ANTONIO TX 78205
Howard L. Kasanoff officer: GEVP Chief Credit Officer 111 WEST HOUSTON STREET, SUITE 100, SAN ANTONIO TX 78205
Bobby Berman officer: Group Executive Vice President 100 WEST HOUSTON STREET, SAN ANTONIO TX 78205
Candace K Wolfshohl officer: Group Executive Vice President 100 WEST HOUSTON STREET, SAN ANTONIO TX 78205
Patrick B Frost director, other: Member Executive Committee 100 WEST HOUSTON ST, SAN ANTONIO TX 78205
Howard Willome John director 111 WEST HOUSTON STREET, SUITE 100, SAN ANTONIO TX 78205
Chris Avery director 510 POST OAK ROAD, FREDERICKSBURG TX 78624
Carol Jean Severyn officer: GEVP and Chief Risk Officer 100 WEST HOUSTON STREET, SAN ANTONIO TX 78205
Joseph A. Pierce director 111 WEST HOUSTON STREET, SUITE 100, SAN ANTONIO TX 78205
William L Perotti officer: Group Executive Vice President 100 WEST HOUSTON STREET, SAN ANTONIO TX 78205
Jerry Salinas officer: Chief Financial Officer 100 WEST HOUSTON STREET, SAN ANTONIO TX 78205
Anthony R Chase director 10307 PACIFIC CENTER COURT, SAN DIEGO CA 92121
Linda B. Rutherford director 2702 LOVE FIELD DRIVE, HDQ 4GC, DALLAS TX 75235
Annette M Alonzo officer: Group Executive Vice President 100 WEST HOUSTON STREET, SAN ANTONIO TX 78205