CFR (Cullen/Frost Bankers) Momentum Rank: 9 (As of Sep. 22, 2026) — 13% Above Median

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CFR Cullen/Frost Bankers Inc CFR
77 GF Score
Price $158.33
GF Value $141.62
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Cullen/Frost Bankers Momentum Rank?

Cullen/Frost Bankers CFR -0.26% 77 Momentum Rank is 9 as of Sep. 22, 2026, which is 13% above its 10-year median of 8.00. GuruFocus rates CFR with a GF Score™ of 77/100 and a GF Value™ of $141.62 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Cullen/Frost Bankers has the Momentum Rank of 9.

Momentum Rank measures the strength and persistence of a stock's price movement over time, rated on a scale of 1 to 10.

For Momentum Rank, we considered the residual momentum concept that was widely studied by Blitz and his colleagues as well as by Nobel Prize laureates Fama and French. However, we did not find any significant differences in the performances of stocks with different ranks of residual momentum. Therefore, we use traditional momentum instead.

Momentum Rank is determined using the standardized momentum ratio and other momentum indicators. The standardized momentum ratio is the average of the performances from 12 months ago to 1 month ago and 6 months ago to 1 month ago, divided by the beta of the stock over the past 12 months. To calculate the momentum ratio today, we would use the average of the two performance numbers.

For momentum, we found that stock price performance does not have a monotonic correlation with the momentum ratio. The stocks with the highest momentum ratios perform worse than those at about the 70th percentile. Therefore, for the momentum rank, we ranked the stocks at about the 70th percentile of the momentum ratio as the highest at 10.

A higher score reflects strong price momentum and indicates greater potential for superior performance. Conversely, a lower score indicates that momentum is either too high or too low, and stocks tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Cullen/Frost Bankers Momentum Rank Related Terms

CFR vs ZION, ONB, SSB: Momentum Rank Comparison

For the Banks - Regional subindustry, Cullen/Frost Bankers's Momentum Rank, along with its competitors' market caps and Momentum Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Cullen/Frost Bankers Momentum Rank vs Banks Industry

For the Banks industry and Financial Services sector, Cullen/Frost Bankers's Momentum Rank distribution charts can be found below:

* The bar in red indicates where Cullen/Frost Bankers's Momentum Rank falls into.


CFR
77GF Score
Cullen/Frost Bankers Inc CFR
Momentum Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Momentum Rank →
What does a Momentum Rank of 9 mean?
Cullen/Frost Bankers (CFR) has a Momentum Rank of 9 as of Sep. 22, 2026. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Cullen/Frost Bankers and its competitors. This is 13% above median its historical median of 8.00. Over the past decade, Cullen/Frost Bankers' Momentum Rank has ranged from 2.00 to 10.00.
Is Cullen/Frost Bankers' Momentum Rank too high?
Cullen/Frost Bankers' current Momentum Rank of 9 is 13% above median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, Cullen/Frost Bankers has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cullen/Frost Bankers' Momentum Rank compare to ZION and ONB?
Cullen/Frost Bankers' Momentum Rank of 9 can be compared against companies in the Banks industry. Historically, Cullen/Frost Bankers' own Momentum Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Momentum Rank for a Banks company?
A good Momentum Rank depends on the Banks industry context. However, Momentum Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Momentum Rank mean?
A high Momentum Rank can signal that a stock is expensive relative to its fundamentals. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Cullen/Frost Bankers and its competitors. Cullen/Frost Bankers's current Momentum Rank is 9, which is 13% above median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cullen/Frost Bankers stock overvalued right now?
Based on GuruFocus' analysis, Cullen/Frost Bankers (CFR) is currently considered Modestly Overvalued. The stock's GF Value™ is $141.62, compared to a current price of $158.33 — trading 11.8% above its estimated fair value. The current Momentum Rank is 9, which is 13% above median its 10-year median of 8.00. Cullen/Frost Bankers' overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Momentum Rank calculated?
Momentum Rank is calculated from a company's financial statements. For Cullen/Frost Bankers (CFR), the current Momentum Rank is 9 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cullen/Frost Bankers (CFR) Overvalued in 2026?

Based on GuruFocus' analysis, Cullen/Frost Bankers stock appears to be overvalued. The current stock price of $158.33 is trading 11.8% above its estimated GF Value™ of $141.62. GuruFocus considers Cullen/Frost Bankers to be Modestly Overvalued.

Key valuation signals for CFR:

  • Momentum Rank: 9 (13% above median its 10-year median of 8.00)
  • GF Value™: $141.62 vs. price of $158.33 (11.8% above fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the CFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cullen/Frost Bankers Business Description

Other Exchanges CFRpB.PFD:USACFZ:Germany
Address 111 W. Houston Street, San Antonio, TX, USA, 78205
Cullen/Frost is a regional US bank with around $52 billion in assets (as of March 2026), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based banking approach that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through targeted branch openings rather than acquisitions. The bank's sweet spot is small to medium-sized Texas-based commercial clients.
77GF Score

Get the complete analysis for CFR

Momentum Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$158.33
Price
$141.62
GF Value