CFR (Cullen/Frost Bankers) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 25, 2026)


CFR Cullen/Frost Bankers Inc CFR
73 GF Score
Price $150.90
GF Value $136.21
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Cullen/Frost Bankers Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Cullen/Frost Bankers's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

CFR vs COLB, WAL, ZION: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Cullen/Frost Bankers's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Cullen/Frost Bankers Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Cullen/Frost Bankers's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Cullen/Frost Bankers's Margin of Safety % (DCF Earnings Based) falls into.


CFR
73GF Score
Cullen/Frost Bankers Inc CFR
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Cullen/Frost Bankers (CFR) Overvalued in 2026?

Based on GuruFocus' analysis, Cullen/Frost Bankers stock appears to be overvalued. The current stock price of $150.90 is trading 10.8% above its estimated GF Value™ of $136.21. GuruFocus considers Cullen/Frost Bankers to be Modestly Overvalued.

Key valuation signals for CFR:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: $136.21 vs. price of $150.90 (10.8% above fair value)
  • GF Score™: 73/100 with 5 warning signs

No single metric tells the full story. See the CFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cullen/Frost Bankers Business Description

Other Exchanges CFRpB.PFD:USACFZ:Germany
Address 111 W. Houston Street, San Antonio, TX, USA, 78205
Cullen/Frost is a regional US bank with around $52 billion in assets (as of March 2026), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based banking approach that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through targeted branch openings rather than acquisitions. The bank's sweet spot is small to medium-sized Texas-based commercial clients.
73GF Score

Get the complete analysis for CFR

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$150.90
Price
$136.21
GF Value