CFR (Cullen/Frost Bankers) Institutional Ownership: 97.98% (As of Jul. 12, 2026)


CFR Cullen/Frost Bankers Inc CFR
72 GF Score
Price $156.86
GF Value $136.84
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Cullen/Frost Bankers Institutional Ownership?

Cullen/Frost Bankers CFR +1.10% 72 Institutional Ownership is 97.98% as of Jul. 12, 2026. GuruFocus rates CFR with a GF Score™ of 72/100 and a GF Value™ of $136.84 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Cullen/Frost Bankers's institutional ownership is 97.98%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Cullen/Frost Bankers's Insider Ownership is 3.17%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Cullen/Frost Bankers's Float Percentage Of Total Shares Outstanding is 88.64%.

Cullen/Frost Bankers Institutional Ownership Historical Data

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The historical data trend for Cullen/Frost Bankers's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cullen/Frost Bankers Institutional Ownership Chart

Cullen/Frost Bankers Historical Data

The historical data trend for Cullen/Frost Bankers can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 62.49 61.41 61.24 60.63 59.39 60.63 60.22 59.48 59.80 59.42
CFR
72GF Score
Cullen/Frost Bankers Inc CFR
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Cullen/Frost Bankers Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 97.98% mean?
Cullen/Frost Bankers (CFR) has a Institutional Ownership of 97.98% as of Jul. 12, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Cullen/Frost Bankers and its competitors.
Is Cullen/Frost Bankers' Institutional Ownership too high?
Cullen/Frost Bankers' current Institutional Ownership is 97.98%. Overall, Cullen/Frost Bankers has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cullen/Frost Bankers' Institutional Ownership compare to SSB and ONB?
Cullen/Frost Bankers' Institutional Ownership of 97.98% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Cullen/Frost Bankers and its competitors. Cullen/Frost Bankers's current Institutional Ownership is 97.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cullen/Frost Bankers stock overvalued right now?
Based on GuruFocus' analysis, Cullen/Frost Bankers (CFR) is currently considered Modestly Overvalued. The stock's GF Value™ is $136.84, compared to a current price of $156.86 — trading 14.6% above its estimated fair value. The current Institutional Ownership is 97.98%. Cullen/Frost Bankers' overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Cullen/Frost Bankers (CFR), the current Institutional Ownership is 97.98% as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cullen/Frost Bankers (CFR) Overvalued in 2026?

Based on GuruFocus' analysis, Cullen/Frost Bankers stock appears to be overvalued. The current stock price of $156.86 is trading 14.6% above its estimated GF Value™ of $136.84. GuruFocus considers Cullen/Frost Bankers to be Modestly Overvalued.

Key valuation signals for CFR:

  • Institutional Ownership: 97.98%
  • GF Value™: $136.84 vs. price of $156.86 (14.6% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the CFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cullen/Frost Bankers Business Description

Other Exchanges CFRpB.PFD:USACFZ:Germany
Address 111 W. Houston Street, San Antonio, TX, USA, 78205
Cullen/Frost is a regional US bank with around $52 billion in assets (as of March 2026), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based banking approach that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through targeted branch openings rather than acquisitions. The bank's sweet spot is small to medium-sized Texas-based commercial clients.
72GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$156.86
Price
$136.84
GF Value