CFR (Cullen/Frost Bankers) Net Income (Continuing Operations): $684 Mil (TTM As of Jun. 2026)

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CFR Cullen/Frost Bankers Inc CFR
77 GF Score
Price $163.27
GF Value $140.12
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Cullen/Frost Bankers Net Income (Continuing Operations)?

Cullen/Frost Bankers CFR -0.07% 77 Net Income (Continuing Operations) is $684 Mil as of Jun. 2026. GuruFocus rates CFR with a GF Score™ of 77/100 and a GF Value™ of $140.12 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Net Income (Continuing Operations) indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period. Cullen/Frost Bankers's Net Income (Continuing Operations) for the three months ended in Jun. 2026 was $172 Mil. Its Net Income (Continuing Operations) for the trailing twelve months (TTM) ended in Jun. 2026 was $684 Mil.

Cullen/Frost Bankers  (NYSE:CFR) Net Income (Continuing Operations) Explanation

Net Income (Continuing Operations) excludes extraordinary items, income from the cumulative effects of accounting changes, non-recurring items, income from tax loss carry forward, and preferred dividends.

Cullen/Frost Bankers Net Income (Continuing Operations) Related Terms

Cullen/Frost Bankers Net Income (Continuing Operations) Historical Data

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The historical data trend for Cullen/Frost Bankers's Net Income (Continuing Operations) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cullen/Frost Bankers Net Income (Continuing Operations) Chart

Cullen/Frost Bankers Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Income (Continuing Operations)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 443.08 579.15 597.97 582.54 648.56

Cullen/Frost Bankers Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Income (Continuing Operations) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 157.00 174.38 166.25 170.99 172.06
CFR
77GF Score
Cullen/Frost Bankers Inc CFR
Net Income (Continuing Operations) is just one metric. See GF Score™, valuation, warning signs, and more.
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Cullen/Frost Bankers Net Income (Continuing Operations) Calculation

Net Income (Continuing Operations) indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period.

Net Income (Continuing Operations) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $684 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Net Income (Continuing Operations) of $684 Mil mean?
Cullen/Frost Bankers (CFR) has a Net Income (Continuing Operations) of $684 Mil as of Jun. 2026. Net Income (Continuing operations) is the total net earnings from a company's continuing operations. View historical data on Cullen/Frost Bankers and its competitors.
Is Cullen/Frost Bankers' Net Income (Continuing Operations) too high?
Cullen/Frost Bankers' current Net Income (Continuing Operations) is $684 Mil. Overall, Cullen/Frost Bankers has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cullen/Frost Bankers' Net Income (Continuing Operations) compare to SSB and ONB?
Cullen/Frost Bankers' Net Income (Continuing Operations) of $684 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income (Continuing Operations) for a Banks company?
A good Net Income (Continuing Operations) depends on the Banks industry context. However, Net Income (Continuing Operations) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income (Continuing Operations) mean?
A high Net Income (Continuing Operations) can signal that a stock is expensive relative to its fundamentals. Net Income (Continuing operations) is the total net earnings from a company's continuing operations. View historical data on Cullen/Frost Bankers and its competitors. Cullen/Frost Bankers's current Net Income (Continuing Operations) is $684 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cullen/Frost Bankers stock overvalued right now?
Based on GuruFocus' analysis, Cullen/Frost Bankers (CFR) is currently considered Modestly Overvalued. The stock's GF Value™ is $140.12, compared to a current price of $163.27 — trading 16.5% above its estimated fair value. The current Net Income (Continuing Operations) is $684 Mil. Cullen/Frost Bankers' overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income (Continuing Operations) calculated?
Net Income (Continuing Operations) is calculated from a company's financial statements. For Cullen/Frost Bankers (CFR), the current Net Income (Continuing Operations) is $684 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cullen/Frost Bankers (CFR) Overvalued in 2026?

Based on GuruFocus' analysis, Cullen/Frost Bankers stock appears to be overvalued. The current stock price of $163.27 is trading 16.5% above its estimated GF Value™ of $140.12. GuruFocus considers Cullen/Frost Bankers to be Modestly Overvalued.

Key valuation signals for CFR:

  • Net Income (Continuing Operations): $684 Mil
  • GF Value™: $140.12 vs. price of $163.27 (16.5% above fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the CFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cullen/Frost Bankers Business Description

Other Exchanges CFRpB.PFD:USACFZ:Germany
Address 111 W. Houston Street, San Antonio, TX, USA, 78205
Cullen/Frost is a regional US bank with around $52 billion in assets (as of March 2026), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based banking approach that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through targeted branch openings rather than acquisitions. The bank's sweet spot is small to medium-sized Texas-based commercial clients.
77GF Score

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Net Income (Continuing Operations) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$163.27
Price
$140.12
GF Value