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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-01), Cullen/Frost Bankers's 3-1 Month Momentum % is 6.62%.
The industry rank for Cullen/Frost Bankers's 3-1 Month Momentum % or its related term are showing as below:
CFR's 3-1 Month Momentum % is ranked better than 64.41% of 1579
companies
in the Banks industry
Industry Median: 2.74
vs CFR: 6.62
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Cullen/Frost Bankers 3-1 Month Momentum % Related Terms
CFR vs SSB, ONB, ZION: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Cullen/Frost Bankers's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cullen/Frost Bankers 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Cullen/Frost Bankers's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Cullen/Frost Bankers's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cullen/Frost Bankers (CFR) has a 3-1 Month Momentum % of 6.62% as of Aug. 01, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Cullen/Frost Bankers and its competitors. According to the industry distribution chart, Cullen/Frost Bankers ranks #562 out of 1579 companies in the Banks industry, placing it in the top 35.6%.
Is Cullen/Frost Bankers' 3-1 Month Momentum % too high?
Cullen/Frost Bankers' current 3-1 Month Momentum % is 6.62%. The Banks industry median 3-1 Month Momentum % is 2.74. Cullen/Frost Bankers' value of 6.62% is 141.6% above this industry median. Based on the distribution chart, Cullen/Frost Bankers ranks #562 out of 1579 companies in the Banks industry, which is above the industry midpoint. Overall, Cullen/Frost Bankers has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cullen/Frost Bankers' 3-1 Month Momentum % compare to SSB and ONB?
According to the Banks industry distribution chart, Cullen/Frost Bankers ranks #562 out of 1579 companies for 3-1 Month Momentum %. This puts Cullen/Frost Bankers in the upper half of its industry. The industry median 3-1 Month Momentum % is 2.74. Cullen/Frost Bankers' value of 6.62% is 141.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.74, based on 1,579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cullen/Frost Bankers's current 3-1 Month Momentum % of 6.62% is 141.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Cullen/Frost Bankers and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cullen/Frost Bankers's current 3-1 Month Momentum % is 6.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cullen/Frost Bankers stock overvalued right now?
Based on GuruFocus' analysis, Cullen/Frost Bankers (CFR) is currently considered Modestly Overvalued. The stock's GF Value™ is $138.78, compared to a current price of $166.34 — trading 19.9% above its estimated fair value. The current 3-1 Month Momentum % is 6.62% and 141.6% above the Banks industry median of 2.74. Cullen/Frost Bankers' overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Cullen/Frost Bankers (CFR), the current 3-1 Month Momentum % is 6.62% as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cullen/Frost Bankers (CFR) Overvalued in 2026?
Based on GuruFocus' analysis, Cullen/Frost Bankers stock appears to be overvalued.
The current stock price of $166.34 is trading 19.9% above its estimated GF Value™ of $138.78.
GuruFocus considers Cullen/Frost Bankers to be Modestly Overvalued.
Key valuation signals for CFR:
3-1 Month Momentum %: 6.62%
GF Value™: $138.78 vs. price of $166.34 (19.9% above fair value)
Industry Position: 141.6% above the Banks median (#562 of 1579)
No single metric tells the full story. See the CFR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cullen/Frost is a regional US bank with around $52 billion in assets (as of March 2026), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based banking approach that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through targeted branch openings rather than acquisitions. The bank's sweet spot is small to medium-sized Texas-based commercial clients.
73GF Score
Get the complete analysis for CFR
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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