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Upstart Holdings's Beginning Cash Position for the quarter that ended in Jun. 2026 was R$4,772 Mil.
Upstart Holdings's quarterly Beginning Cash Position
increased
from Dec. 2025 (R$4,566 Mil) to Mar. 2026 (R$5,528 Mil) but then
declined
from Mar. 2026 (R$5,528 Mil) to Jun. 2026 (R$4,772 Mil).
Upstart Holdings's annual Beginning Cash Position
increased
from Dec. 2023 (R$2,609 Mil) to Dec. 2024 (R$2,854 Mil) and
increased
from Dec. 2024 (R$2,854 Mil) to Dec. 2025 (R$5,326 Mil).
Upstart Holdings Beginning Cash Position Related Terms
Upstart Holdings Beginning Cash Position Historical Data
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The historical data trend for Upstart Holdings's Beginning Cash Position can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Beginning Cash Position of R$4,772 Mil mean?
Upstart Holdings (BSP:U2PS34) has a Beginning Cash Position of R$4,772 Mil as of Jun. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Upstart Holdings and its competitors.
Is Upstart Holdings' Beginning Cash Position too high?
Upstart Holdings' current Beginning Cash Position is R$4,772 Mil. Overall, Upstart Holdings has a GF Score™ of 38/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upstart Holdings' Beginning Cash Position compare to WU and AGM.A?
Upstart Holdings' Beginning Cash Position of R$4,772 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Credit Services company?
A good Beginning Cash Position depends on the Credit Services industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Upstart Holdings and its competitors. Upstart Holdings's current Beginning Cash Position is R$4,772 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upstart Holdings stock overvalued right now?
Based on GuruFocus' analysis, Upstart Holdings (BSP:U2PS34) is currently considered Significantly Undervalued. The stock's GF Value™ is R$15.30, compared to a current price of R$7.81 — trading 49% below its estimated fair value. The current Beginning Cash Position is R$4,772 Mil. Upstart Holdings' overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Upstart Holdings (BSP:U2PS34), the current Beginning Cash Position is R$4,772 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Upstart Holdings (BSP:U2PS34) Overvalued in 2026?
Based on GuruFocus' analysis, Upstart Holdings stock appears to be undervalued.
The current stock price of R$7.81 is trading 49% below its estimated GF Value™ of R$15.30.
GuruFocus considers Upstart Holdings to be Significantly Undervalued.
Key valuation signals for BSP:U2PS34:
Beginning Cash Position: R$4,772 Mil
GF Value™: R$15.30 vs. price of R$7.81 (49% below fair value)
No single metric tells the full story. See the BSP:U2PS34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
38GF Score
Get the complete analysis for BSP:U2PS34
Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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