Upstart Holdings (BSP:U2PS34) Stock Based Compensation: R$770 Mil (TTM As of Jun. 2026)

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BSP:U2PS34 Upstart Holdings Inc BSP:U2PS34
38 GF Score
Price R$7.81
GF Value R$15.30
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Upstart Holdings Stock Based Compensation?

Upstart Holdings BSP:U2PS34 +2.90% 38 Stock Based Compensation is R$770 Mil as of Jun. 2026. GuruFocus rates BSP:U2PS34 with a GF Score™ of 38/100 and a GF Value™ of R$15.30 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Upstart Holdings's Stock Based Compensation for the three months ended in Jun. 2026 was R$228 Mil. Its Stock Based Compensation for the trailing twelve months (TTM) ended in Jun. 2026 was R$770 Mil.

Upstart Holdings Stock Based Compensation Related Terms

Upstart Holdings Stock Based Compensation Historical Data

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The historical data trend for Upstart Holdings's Stock Based Compensation can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Upstart Holdings Stock Based Compensation Chart

Upstart Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Stock Based Compensation
Get a 7-Day Free Trial Premium Member Only 413.86 660.63 857.66 813.87 719.88

Upstart Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Stock Based Compensation Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 196.94 183.17 177.05 182.05 227.85
BSP:U2PS34
38GF Score
Upstart Holdings Inc BSP:U2PS34
Stock Based Compensation is just one metric. See GF Score™, valuation, warning signs, and more.
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Upstart Holdings Stock Based Compensation Calculation

Stock Based Compensation is a way corporations use stock options to reward employees. It provides executives and employees the opportunity to share in the growth of the company and, if structured properly, can align their interests with the interests of the company's shareholders and investors, without burning the company's cash on hand.

Stock Based Compensation for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$770 Mil.

What does a Stock Based Compensation of R$770 Mil mean?
Upstart Holdings (BSP:U2PS34) has a Stock Based Compensation of R$770 Mil as of Jun. 2026. Stock based compensation is the amount of company stock issued as employee benefits. View historical data for Upstart Holdings and its competitors.
Is Upstart Holdings' Stock Based Compensation too high?
Upstart Holdings' current Stock Based Compensation is R$770 Mil. Overall, Upstart Holdings has a GF Score™ of 38/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upstart Holdings' Stock Based Compensation compare to WU and AGM.A?
Upstart Holdings' Stock Based Compensation of R$770 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Stock Based Compensation for a Credit Services company?
A good Stock Based Compensation depends on the Credit Services industry context. However, Stock Based Compensation should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Stock Based Compensation mean?
A high Stock Based Compensation can signal that a stock is expensive relative to its fundamentals. Stock based compensation is the amount of company stock issued as employee benefits. View historical data for Upstart Holdings and its competitors. Upstart Holdings's current Stock Based Compensation is R$770 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upstart Holdings stock overvalued right now?
Based on GuruFocus' analysis, Upstart Holdings (BSP:U2PS34) is currently considered Significantly Undervalued. The stock's GF Value™ is R$15.30, compared to a current price of R$7.81 — trading 49% below its estimated fair value. The current Stock Based Compensation is R$770 Mil. Upstart Holdings' overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Stock Based Compensation calculated?
Stock Based Compensation is calculated from a company's financial statements. For Upstart Holdings (BSP:U2PS34), the current Stock Based Compensation is R$770 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upstart Holdings (BSP:U2PS34) Overvalued in 2026?

Based on GuruFocus' analysis, Upstart Holdings stock appears to be undervalued. The current stock price of R$7.81 is trading 49% below its estimated GF Value™ of R$15.30. GuruFocus considers Upstart Holdings to be Significantly Undervalued.

Key valuation signals for BSP:U2PS34:

  • Stock Based Compensation: R$770 Mil
  • GF Value™: R$15.30 vs. price of R$7.81 (49% below fair value)
  • GF Score™: 38/100 with 5 warning signs

No single metric tells the full story. See the BSP:U2PS34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Upstart Holdings Business Description

Address 2950 South Delaware Street, Suite 410, San Mateo, CA, USA, 94403
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
38GF Score

Get the complete analysis for BSP:U2PS34

Stock Based Compensation is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$7.81
Price
R$15.30
GF Value