EFSI (Eagle Financial Services) Beginning Cash Position: $189.77 Mil (As of Jun. 2026)

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EFSI Eagle Financial Services Inc EFSI
63 GF Score
Price $43.63
GF Value $30.57
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Eagle Financial Services Beginning Cash Position?

Eagle Financial Services EFSI +0.51% 63 Beginning Cash Position is $189.77 Mil as of Jun. 2026. GuruFocus rates EFSI with a GF Score™ of 63/100 and a GF Value™ of $30.57 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Eagle Financial Services's Beginning Cash Position for the quarter that ended in Jun. 2026 was $189.77 Mil.

Eagle Financial Services's quarterly Beginning Cash Position declined from Dec. 2025 ($268.13 Mil) to Mar. 2026 ($217.19 Mil) and declined from Mar. 2026 ($217.19 Mil) to Jun. 2026 ($189.77 Mil).

Eagle Financial Services's annual Beginning Cash Position increased from Dec. 2023 ($66.89 Mil) to Dec. 2024 ($138.35 Mil) and increased from Dec. 2024 ($138.35 Mil) to Dec. 2025 ($193.16 Mil).


Eagle Financial Services Beginning Cash Position Related Terms


Eagle Financial Services Beginning Cash Position Historical Data

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The historical data trend for Eagle Financial Services's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eagle Financial Services Beginning Cash Position Chart

Eagle Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 79.92 64.07 66.89 138.35 193.16

Eagle Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 264.95 396.00 268.13 217.19 189.77
EFSI
63GF Score
Eagle Financial Services Inc EFSI
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Eagle Financial Services Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $189.77 Mil mean?
Eagle Financial Services (EFSI) has a Beginning Cash Position of $189.77 Mil as of Jun. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Eagle Financial Services and its competitors.
Is Eagle Financial Services' Beginning Cash Position too high?
Eagle Financial Services' current Beginning Cash Position is $189.77 Mil. Overall, Eagle Financial Services has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Eagle Financial Services' Beginning Cash Position compare to CFBK and QNBC?
Eagle Financial Services' Beginning Cash Position of $189.77 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Eagle Financial Services and its competitors. Eagle Financial Services's current Beginning Cash Position is $189.77 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Eagle Financial Services (EFSI) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.57, compared to a current price of $43.63 — trading 42.7% above its estimated fair value. The current Beginning Cash Position is $189.77 Mil. Eagle Financial Services' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Eagle Financial Services (EFSI), the current Beginning Cash Position is $189.77 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eagle Financial Services (EFSI) Overvalued in 2026?

Based on GuruFocus' analysis, Eagle Financial Services stock appears to be overvalued. The current stock price of $43.63 is trading 42.7% above its estimated GF Value™ of $30.57. GuruFocus considers Eagle Financial Services to be Significantly Overvalued.

Key valuation signals for EFSI:

  • Beginning Cash Position: $189.77 Mil
  • GF Value™: $30.57 vs. price of $43.63 (42.7% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the EFSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eagle Financial Services Business Description

Address 2 East Main Street, P.O. Box 391, Berryville, VA, USA, 22611
Eagle Financial Services Inc is a locally owned and managed financial institution. It offers retail and commercial banking services, including demand, savings and time deposits and consumer, mortgage, and commercial loans. It also offers telephone banking, internet banking, and mobile banking to its customers. The Company has three reportable operating segments, Community Banking, Marine Lending and Wealth Management. It generates a majority of its revenue from the Community Banking segment.
63GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.63
Price
$30.57
GF Value