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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Eagle Financial Services's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eagle Financial Services FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Eagle Financial Services's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Eagle Financial Services's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eagle Financial Services (EFSI) has a FCF Margin % of -51.49% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Eagle Financial Services and its competitors. According to the industry distribution chart, Eagle Financial Services ranks #1015 out of 1500 companies in the Banks industry, placing it in the top 67.7%.
Is Eagle Financial Services' FCF Margin % too high?
Eagle Financial Services' current FCF Margin % is -51.49%. Based on the distribution chart, Eagle Financial Services ranks #1015 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, Eagle Financial Services has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Eagle Financial Services' FCF Margin % compare to CFBK and QNBC?
According to the Banks industry distribution chart, Eagle Financial Services ranks #1015 out of 1500 companies for FCF Margin %. This places Eagle Financial Services in the lower half of its industry. The industry median FCF Margin % is 26.70. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.70, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Eagle Financial Services and its competitors. For the Banks industry, the median FCF Margin % is 26.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eagle Financial Services's current FCF Margin % is -51.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Eagle Financial Services (EFSI) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.57, compared to a current price of $43.94 — trading 43.7% above its estimated fair value. The current FCF Margin % is -51.49%. Eagle Financial Services' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Eagle Financial Services (EFSI), the current FCF Margin % is -51.49% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eagle Financial Services (EFSI) Overvalued in 2026?
Based on GuruFocus' analysis, Eagle Financial Services stock appears to be overvalued.
The current stock price of $43.94 is trading 43.7% above its estimated GF Value™ of $30.57.
GuruFocus considers Eagle Financial Services to be Significantly Overvalued.
Key valuation signals for EFSI:
FCF Margin %: -51.49%
GF Value™: $30.57 vs. price of $43.94 (43.7% above fair value)
No single metric tells the full story. See the EFSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eagle Financial Services Inc is a locally owned and managed financial institution. It offers retail and commercial banking services, including demand, savings and time deposits and consumer, mortgage, and commercial loans. It also offers telephone banking, internet banking, and mobile banking to its customers. The Company has three reportable operating segments, Community Banking, Marine Lending and Wealth Management. It generates a majority of its revenue from the Community Banking segment.
63GF Score
Get the complete analysis for EFSI
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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