EFSI (Eagle Financial Services) Tariff Resilience Score: 8/10 (As of Aug. 14, 2026)

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EFSI Eagle Financial Services Inc EFSI
63 GF Score
Price $43.94
GF Value $30.57
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Eagle Financial Services Tariff Resilience Score?

Eagle Financial Services EFSI +1.21% 63 Tariff Resilience Score is 8 as of Aug. 14, 2026. GuruFocus rates EFSI with a GF Score™ of 63/100 and a GF Value™ of $30.57 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,605 Banks companies, Eagle Financial Services ranks better than 78.82% on this metric.

Eagle Financial Services has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Eagle Financial Services has As a financial services company, EFSI has minimal direct exposure to tariffs. Its operations are primarily domestic, reducing vulnerability to international trade disruptions.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Eagle Financial Services might have Highly Resilient.

Eagle Financial Services  (NAS:EFSI) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Eagle Financial Services Tariff Resilience Score Related Terms

EFSI vs CFBK, QNBC, PBNC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Eagle Financial Services's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Eagle Financial Services Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Eagle Financial Services's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Eagle Financial Services's Tariff Resilience Score falls into.


EFSI
63GF Score
Eagle Financial Services Inc EFSI
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Eagle Financial Services (EFSI) has a Tariff Resilience Score of 8 as of Aug. 14, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Eagle Financial Services ranks #340 out of 1605 companies in the Banks industry, placing it in the top 21.2%.
Is Eagle Financial Services' Tariff Resilience Score too high?
Eagle Financial Services' current Tariff Resilience Score is 8. Based on the distribution chart, Eagle Financial Services ranks #340 out of 1605 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Eagle Financial Services has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Eagle Financial Services' Tariff Resilience Score compare to CFBK and QNBC?
According to the Banks industry distribution chart, Eagle Financial Services ranks #340 out of 1605 companies for Tariff Resilience Score. This places Eagle Financial Services in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Eagle Financial Services's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Eagle Financial Services (EFSI) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.57, compared to a current price of $43.94 — trading 43.7% above its estimated fair value. The current Tariff Resilience Score is 8. Eagle Financial Services' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Eagle Financial Services (EFSI), the current Tariff Resilience Score is 8 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eagle Financial Services (EFSI) Overvalued in 2026?

Based on GuruFocus' analysis, Eagle Financial Services stock appears to be overvalued. The current stock price of $43.94 is trading 43.7% above its estimated GF Value™ of $30.57. GuruFocus considers Eagle Financial Services to be Significantly Overvalued.

Key valuation signals for EFSI:

  • Tariff Resilience Score: 8
  • GF Value™: $30.57 vs. price of $43.94 (43.7% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the EFSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Eagle Financial Services Business Description

Address 2 East Main Street, P.O. Box 391, Berryville, VA, USA, 22611
Eagle Financial Services Inc is a locally owned and managed financial institution. It offers retail and commercial banking services, including demand, savings and time deposits and consumer, mortgage, and commercial loans. It also offers telephone banking, internet banking, and mobile banking to its customers. The Company has three reportable operating segments, Community Banking, Marine Lending and Wealth Management. It generates a majority of its revenue from the Community Banking segment.
63GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.94
Price
$30.57
GF Value