EFSI (Eagle Financial Services) 3-1 Month Momentum %: 13.10% (As of Aug. 14, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

EFSI Eagle Financial Services Inc EFSI
63 GF Score
Price $44.00
GF Value $30.57
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Eagle Financial Services 3-1 Month Momentum %?

Eagle Financial Services EFSI +1.36% 63 3-1 Month Momentum % is 13.10% as of Aug. 14, 2026. GuruFocus rates EFSI with a GF Score™ of 63/100 and a GF Value™ of $30.57 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,578 Banks companies, Eagle Financial Services ranks better than 78.01% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-14), Eagle Financial Services's 3-1 Month Momentum % is 13.10%.

The industry rank for Eagle Financial Services's 3-1 Month Momentum % or its related term are showing as below:

EFSI's 3-1 Month Momentum % is ranked better than
78.01% of 1578 companies
in the Banks industry
Industry Median: 4.58 vs EFSI: 13.10

Eagle Financial Services  (NAS:EFSI) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Eagle Financial Services 3-1 Month Momentum % Related Terms


EFSI vs CFBK, QNBC, PBNC: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Eagle Financial Services's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Financial Services 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Eagle Financial Services's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Eagle Financial Services's 3-1 Month Momentum % falls into.


EFSI
63GF Score
Eagle Financial Services Inc EFSI
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Eagle Financial Services  (NAS:EFSI) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 13.10% mean?
Eagle Financial Services (EFSI) has a 3-1 Month Momentum % of 13.10% as of Aug. 14, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Eagle Financial Services and its competitors. According to the industry distribution chart, Eagle Financial Services ranks #347 out of 1578 companies in the Banks industry, placing it in the top 22%.
Is Eagle Financial Services' 3-1 Month Momentum % too high?
Eagle Financial Services' current 3-1 Month Momentum % is 13.10%. The Banks industry median 3-1 Month Momentum % is 4.58. Eagle Financial Services' value of 13.10% is 186% above this industry median. Based on the distribution chart, Eagle Financial Services ranks #347 out of 1578 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Eagle Financial Services has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Eagle Financial Services' 3-1 Month Momentum % compare to CFBK and QNBC?
According to the Banks industry distribution chart, Eagle Financial Services ranks #347 out of 1578 companies for 3-1 Month Momentum %. This places Eagle Financial Services in the top 22% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 4.58. Eagle Financial Services' value of 13.10% is 186% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.58, based on 1,578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eagle Financial Services's current 3-1 Month Momentum % of 13.10% is 186% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Eagle Financial Services and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eagle Financial Services's current 3-1 Month Momentum % is 13.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Eagle Financial Services (EFSI) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.57, compared to a current price of $44.00 — trading 43.9% above its estimated fair value. The current 3-1 Month Momentum % is 13.10% and 186% above the Banks industry median of 4.58. Eagle Financial Services' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Eagle Financial Services (EFSI), the current 3-1 Month Momentum % is 13.10% as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eagle Financial Services (EFSI) Overvalued in 2026?

Based on GuruFocus' analysis, Eagle Financial Services stock appears to be overvalued. The current stock price of $44.00 is trading 43.9% above its estimated GF Value™ of $30.57. GuruFocus considers Eagle Financial Services to be Significantly Overvalued.

Key valuation signals for EFSI:

  • 3-1 Month Momentum %: 13.10%
  • GF Value™: $30.57 vs. price of $44.00 (43.9% above fair value)
  • GF Score™: 63/100 with 4 warning signs
  • Industry Position: 186% above the Banks median (#347 of 1578)

No single metric tells the full story. See the EFSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eagle Financial Services Business Description

Address 2 East Main Street, P.O. Box 391, Berryville, VA, USA, 22611
Eagle Financial Services Inc is a locally owned and managed financial institution. It offers retail and commercial banking services, including demand, savings and time deposits and consumer, mortgage, and commercial loans. It also offers telephone banking, internet banking, and mobile banking to its customers. The Company has three reportable operating segments, Community Banking, Marine Lending and Wealth Management. It generates a majority of its revenue from the Community Banking segment.
63GF Score

Get the complete analysis for EFSI

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.00
Price
$30.57
GF Value