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During the past 12 months, Eagle Financial Services's average EPS without NRIGrowth Rate was -14.10% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -5.80% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 0.20% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 7.70% per year.
During the past 13 years, Eagle Financial Services's highest 3-Year average EPS without NRI Growth Rate was 41.00% per year. The lowest was -17.00% per year. And the median was 6.90% per year.
Eagle Financial Services (NAS:EFSI) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Eagle Financial Services Earnings per Share (Diluted) Related Terms
Eagle Financial Services Earnings per Share (Diluted) Historical Data
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The historical data trend for Eagle Financial Services's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eagle Financial Services Earnings per Share (Diluted) Chart
EFSI vs CFBK, QNBC, PBNC: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Eagle Financial Services's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eagle Financial Services PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Eagle Financial Services's PE Ratio distribution charts can be found below:
* The bar in red indicates where Eagle Financial Services's PE Ratio falls into.
Eagle Financial Services Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Eagle Financial Services's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.46
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $3.46 mean?
Eagle Financial Services (EFSI) has a Earnings per Share (Diluted) of $3.46 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Eagle Financial Services and its competitors. According to the industry distribution chart, Eagle Financial Services ranks #1149 out of 1409 companies in the Banks industry, placing it in the top 81.5%.
Is Eagle Financial Services' Earnings per Share (Diluted) too high?
Eagle Financial Services' current Earnings per Share (Diluted) is $3.46. The Banks industry median Earnings per Share (Diluted) is 7.50. Eagle Financial Services' value of $3.46 is 53.9% below this industry median. Based on the distribution chart, Eagle Financial Services ranks #1149 out of 1409 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Eagle Financial Services has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Eagle Financial Services' Earnings per Share (Diluted) compare to CFBK and QNBC?
According to the Banks industry distribution chart, Eagle Financial Services ranks #1149 out of 1409 companies for Earnings per Share (Diluted). This places Eagle Financial Services in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.50. Eagle Financial Services' value of $3.46 is 53.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eagle Financial Services's current Earnings per Share (Diluted) of $3.46 is 53.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Eagle Financial Services and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eagle Financial Services's current Earnings per Share (Diluted) is $3.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Eagle Financial Services (EFSI) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.55, compared to a current price of $42.26 — trading 38.3% above its estimated fair value. The current Earnings per Share (Diluted) is $3.46 and 53.9% below the Banks industry median of 7.50. Eagle Financial Services' overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Eagle Financial Services (EFSI), the current Earnings per Share (Diluted) is $3.46 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eagle Financial Services (EFSI) Overvalued in 2026?
Based on GuruFocus' analysis, Eagle Financial Services stock appears to be overvalued.
The current stock price of $42.26 is trading 38.3% above its estimated GF Value™ of $30.55.
GuruFocus considers Eagle Financial Services to be Significantly Overvalued.
Key valuation signals for EFSI:
Earnings per Share (Diluted): $3.46
GF Value™: $30.55 vs. price of $42.26 (38.3% above fair value)
Industry Position: 53.9% below the Banks median (#1149 of 1409)
No single metric tells the full story. See the EFSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eagle Financial Services Inc is a locally owned and managed financial institution. It offers retail and commercial banking services, including demand, savings and time deposits and consumer, mortgage, and commercial loans. It also offers telephone banking, internet banking, and mobile banking to its customers. The Company has three reportable operating segments, Community Banking, Marine Lending and Wealth Management. It generates a majority of its revenue from the Community Banking segment.
60GF Score
Get the complete analysis for EFSI
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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