OP Bancorp (FRA:OP3) Beginning Cash Position: €144.72 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:OP3 OP Bancorp FRA:OP3
77 GF Score
Price €12.70
GF Value €11.69
! 3 Warning Signs
View Full Analysis

What is OP Bancorp Beginning Cash Position?

OP Bancorp FRA:OP3 +0.79% 77 Beginning Cash Position is €144.72 Mil as of Mar. 2026. GuruFocus rates FRA:OP3 with a GF Score™ of 77/100 and a GF Value™ of €11.69. The stock has 3 warning signs investors should review.

OP Bancorp's Beginning Cash Position for the quarter that ended in Mar. 2026 was €144.72 Mil.

OP Bancorp's quarterly Beginning Cash Position declined from Sep. 2025 (€174.99 Mil) to Dec. 2025 (€142.40 Mil) but then increased from Dec. 2025 (€142.40 Mil) to Mar. 2026 (€144.72 Mil).

OP Bancorp's annual Beginning Cash Position increased from Dec. 2023 (€76.09 Mil) to Dec. 2024 (€87.11 Mil) and increased from Dec. 2024 (€87.11 Mil) to Dec. 2025 (€115.24 Mil).

OP Bancorp Beginning Cash Position Related Terms

OP Bancorp Beginning Cash Position Historical Data

* Premium members only.

The historical data trend for OP Bancorp's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OP Bancorp Beginning Cash Position Chart

OP Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 94.08 108.99 76.09 87.11 115.24

OP Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 124.82 172.41 174.99 142.40 144.72
FRA:OP3
77GF Score
OP Bancorp FRA:OP3
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OP Bancorp Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of €144.72 Mil mean?
OP Bancorp (FRA:OP3) has a Beginning Cash Position of €144.72 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on OP Bancorp and its competitors.
Is OP Bancorp's Beginning Cash Position too high?
OP Bancorp's current Beginning Cash Position is €144.72 Mil. Overall, OP Bancorp has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does OP Bancorp's Beginning Cash Position compare to FFMH and NKSH?
OP Bancorp's Beginning Cash Position of €144.72 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on OP Bancorp and its competitors. OP Bancorp's current Beginning Cash Position is €144.72 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OP Bancorp stock overvalued right now?
OP Bancorp (FRA:OP3) has a current Beginning Cash Position of €144.72 Mil. The stock's GF Value™ is €11.69, compared to a current price of €12.70 — trading 8.6% above its estimated fair value. The current Beginning Cash Position is €144.72 Mil. OP Bancorp's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For OP Bancorp (FRA:OP3), the current Beginning Cash Position is €144.72 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OP Bancorp (FRA:OP3) Overvalued in 2026?

Based on GuruFocus' analysis, OP Bancorp stock appears to be overvalued. The current stock price of €12.70 is trading 8.6% above its estimated GF Value™ of €11.69.

Key valuation signals for FRA:OP3:

  • Beginning Cash Position: €144.72 Mil
  • GF Value™: €11.69 vs. price of €12.70 (8.6% above fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the FRA:OP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OP Bancorp Business Description

Other Exchanges OPBK:USA
Address 1000 Wilshire Boulevard, Suite 500, Los Angeles, CA, USA, 90017
OP Bancorp operates its commercial community banking activities through Open Bank its wholly owned banking subsidiary. It provides commercial banking services to small and medium-sized businesses, their owners, and retail customers, with a focus on the Korean-American community. The bank currently operate twelve full service branches: nine branches across Los Angeles and Orange Counties in California, as well as one branch each in Santa Clara, California; Carrollton, Texas; and Las Vegas, Nevada. Additionally, it maintains five loan production offices located in Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. Substantially all its business activities are conducted through the Bank.
77GF Score

Get the complete analysis for FRA:OP3

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.70
Price
€11.69
GF Value