OP Bancorp (FRA:OP3) Tariff Resilience Score: 8/10 (As of Jul. 09, 2026)


FRA:OP3 OP Bancorp FRA:OP3
76 GF Score
Price €12.70
GF Value €12.54
! 3 Warning Signs
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What is OP Bancorp Tariff Resilience Score?

OP Bancorp FRA:OP3 -0.78% 76 Tariff Resilience Score is 8 as of Jul. 09, 2026. GuruFocus rates FRA:OP3 with a GF Score™ of 76/100 and a GF Value™ of €12.54. The stock has 3 warning signs investors should review. Among 1,605 Banks companies, OP Bancorp ranks better than 78.82% on this metric.

OP Bancorp has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

OP Bancorp has OP Bancorp, as a financial institution, has minimal direct exposure to tariffs. Its operations are primarily domestic, and it is largely insulated from trade barriers, making it highly resilient to tariff changes.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes OP Bancorp might have Highly Resilient.

OP Bancorp  (FRA:OP3) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

OP Bancorp Tariff Resilience Score Related Terms

FRA:OP3 vs FFMH, PEBK, CZWI: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, OP Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OP Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, OP Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where OP Bancorp's Tariff Resilience Score falls into.


FRA:OP3
76GF Score
OP Bancorp FRA:OP3
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
OP Bancorp (FRA:OP3) has a Tariff Resilience Score of 8 as of Jul. 09, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, OP Bancorp ranks #340 out of 1605 companies in the Banks industry, placing it in the top 21.2%.
Is OP Bancorp's Tariff Resilience Score too high?
OP Bancorp's current Tariff Resilience Score is 8. Based on the distribution chart, OP Bancorp ranks #340 out of 1605 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, OP Bancorp has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does OP Bancorp's Tariff Resilience Score compare to FFMH and PEBK?
According to the Banks industry distribution chart, OP Bancorp ranks #340 out of 1605 companies for Tariff Resilience Score. This places OP Bancorp in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. OP Bancorp's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OP Bancorp stock overvalued right now?
OP Bancorp (FRA:OP3) has a current Tariff Resilience Score of 8. The stock's GF Value™ is €12.54, compared to a current price of €12.70 — trading 1.3% above its estimated fair value. The current Tariff Resilience Score is 8. OP Bancorp's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For OP Bancorp (FRA:OP3), the current Tariff Resilience Score is 8 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OP Bancorp (FRA:OP3) Overvalued in 2026?

Based on GuruFocus' analysis, OP Bancorp stock appears to be overvalued. The current stock price of €12.70 is trading 1.3% above its estimated GF Value™ of €12.54.

Key valuation signals for FRA:OP3:

  • Tariff Resilience Score: 8
  • GF Value™: €12.54 vs. price of €12.70 (1.3% above fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the FRA:OP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OP Bancorp Business Description

Other Exchanges OPBK:USA
Address 1000 Wilshire Boulevard, Suite 500, Los Angeles, CA, USA, 90017
OP Bancorp operates its commercial community banking activities through Open Bank its wholly owned banking subsidiary. It provides commercial banking services to small and medium-sized businesses, their owners, and retail customers, with a focus on the Korean-American community. The bank currently operate twelve full service branches: nine branches across Los Angeles and Orange Counties in California, as well as one branch each in Santa Clara, California; Carrollton, Texas; and Las Vegas, Nevada. Additionally, it maintains five loan production offices located in Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. Substantially all its business activities are conducted through the Bank.
76GF Score

Get the complete analysis for FRA:OP3

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.70
Price
€12.54
GF Value