OP Bancorp (FRA:OP3) ROE % Adjusted to Book Value: 15.05% (As of Mar. 2026)


FRA:OP3 OP Bancorp FRA:OP3
76 GF Score
Price €12.70
GF Value €12.54
! 3 Warning Signs
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What is OP Bancorp ROE % Adjusted to Book Value?

OP Bancorp FRA:OP3 -0.78% 76 ROE % Adjusted to Book Value is 15.05% as of Mar. 2026. GuruFocus rates FRA:OP3 with a GF Score™ of 76/100 and a GF Value™ of €12.54. The stock has 3 warning signs investors should review.

OP Bancorp's ROE % for the quarter that ended in Mar. 2026 was 12.64%. OP Bancorp's PB Ratio for the quarter that ended in Mar. 2026 was 0.84. OP Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 15.05%.

OP Bancorp ROE % Adjusted to Book Value Related Terms

OP Bancorp ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for OP Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OP Bancorp ROE % Adjusted to Book Value Chart

OP Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.38 21.14 15.37 12.01 12.47

OP Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.87 13.30 13.28 13.93 15.05

FRA:OP3 vs FFMH, PEBK, CZWI: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, OP Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OP Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, OP Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where OP Bancorp's ROE % Adjusted to Book Value falls into.


FRA:OP3
76GF Score
OP Bancorp FRA:OP3
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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OP Bancorp ROE % Adjusted to Book Value Calculation

OP Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.22% / 0.90
=12.47%

OP Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.64% / 0.84
=15.05%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 15.05% mean?
OP Bancorp (FRA:OP3) has a ROE % Adjusted to Book Value of 15.05% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on OP Bancorp and its competitors.
Is OP Bancorp's ROE % Adjusted to Book Value too high?
OP Bancorp's current ROE % Adjusted to Book Value is 15.05%. Overall, OP Bancorp has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does OP Bancorp's ROE % Adjusted to Book Value compare to FFMH and PEBK?
OP Bancorp's ROE % Adjusted to Book Value of 15.05% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on OP Bancorp and its competitors. OP Bancorp's current ROE % Adjusted to Book Value is 15.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OP Bancorp stock overvalued right now?
OP Bancorp (FRA:OP3) has a current ROE % Adjusted to Book Value of 15.05%. The stock's GF Value™ is €12.54, compared to a current price of €12.70 — trading 1.3% above its estimated fair value. The current ROE % Adjusted to Book Value is 15.05%. OP Bancorp's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For OP Bancorp (FRA:OP3), the current ROE % Adjusted to Book Value is 15.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OP Bancorp (FRA:OP3) Overvalued in 2026?

Based on GuruFocus' analysis, OP Bancorp stock appears to be overvalued. The current stock price of €12.70 is trading 1.3% above its estimated GF Value™ of €12.54.

Key valuation signals for FRA:OP3:

  • ROE % Adjusted to Book Value: 15.05%
  • GF Value™: €12.54 vs. price of €12.70 (1.3% above fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the FRA:OP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OP Bancorp Business Description

Other Exchanges OPBK:USA
Address 1000 Wilshire Boulevard, Suite 500, Los Angeles, CA, USA, 90017
OP Bancorp operates its commercial community banking activities through Open Bank its wholly owned banking subsidiary. It provides commercial banking services to small and medium-sized businesses, their owners, and retail customers, with a focus on the Korean-American community. The bank currently operate twelve full service branches: nine branches across Los Angeles and Orange Counties in California, as well as one branch each in Santa Clara, California; Carrollton, Texas; and Las Vegas, Nevada. Additionally, it maintains five loan production offices located in Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. Substantially all its business activities are conducted through the Bank.
76GF Score

Get the complete analysis for FRA:OP3

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.70
Price
€12.54
GF Value