OP Bancorp (FRA:OP3) Growth Rank: 5 (As of Sep. 01, 2026) — 25% Above Median

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FRA:OP3 OP Bancorp FRA:OP3
77 GF Score
Price €12.80
GF Value €12.71
! 3 Warning Signs
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What is OP Bancorp Growth Rank?

OP Bancorp FRA:OP3 +0.79% 77 Growth Rank is 5 as of Sep. 01, 2026, which is 25% above its 10-year median of 4.00. GuruFocus rates FRA:OP3 with a GF Score™ of 77/100 and a GF Value™ of €12.71. The stock has 3 warning signs investors should review.

OP Bancorp has the Growth Rank of 5.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

FRA:OP3 vs CFBK, EFSI, CMTV: Growth Rank Comparison

For the Banks - Regional subindustry, OP Bancorp's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OP Bancorp Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, OP Bancorp's Growth Rank distribution charts can be found below:

* The bar in red indicates where OP Bancorp's Growth Rank falls into.


FRA:OP3
77GF Score
OP Bancorp FRA:OP3
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 5 mean?
OP Bancorp (FRA:OP3) has a Growth Rank of 5 as of Sep. 01, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on OP Bancorp and its competitors. This is 25% above median its historical median of 4.00. Over the past decade, OP Bancorp's Growth Rank has ranged from 2.00 to 10.00.
Is OP Bancorp's Growth Rank too high?
OP Bancorp's current Growth Rank of 5 is 25% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, OP Bancorp has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does OP Bancorp's Growth Rank compare to CFBK and EFSI?
OP Bancorp's Growth Rank of 5 can be compared against companies in the Banks industry. Historically, OP Bancorp's own Growth Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on OP Bancorp and its competitors. OP Bancorp's current Growth Rank is 5, which is 25% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OP Bancorp stock overvalued right now?
OP Bancorp (FRA:OP3) has a current Growth Rank of 5. The stock's GF Value™ is €12.71, compared to a current price of €12.80 — trading 0.7% above its estimated fair value. The current Growth Rank is 5, which is 25% above median its 10-year median of 4.00. OP Bancorp's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For OP Bancorp (FRA:OP3), the current Growth Rank is 5 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OP Bancorp (FRA:OP3) Overvalued in 2026?

Based on GuruFocus' analysis, OP Bancorp stock appears to be overvalued. The current stock price of €12.80 is trading 0.7% above its estimated GF Value™ of €12.71.

Key valuation signals for FRA:OP3:

  • Growth Rank: 5 (25% above median its 10-year median of 4.00)
  • GF Value™: €12.71 vs. price of €12.80 (0.7% above fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the FRA:OP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OP Bancorp Business Description

Other Exchanges OPBK:USA
Address 1000 Wilshire Boulevard, Suite 500, Los Angeles, CA, USA, 90017
OP Bancorp operates its commercial community banking activities through Open Bank its wholly owned banking subsidiary. It provides commercial banking services to small and medium-sized businesses, their owners, and retail customers, with a focus on the Korean-American community. The bank currently operate twelve full service branches: nine branches across Los Angeles and Orange Counties in California, as well as one branch each in Santa Clara, California; Carrollton, Texas; and Las Vegas, Nevada. Additionally, it maintains five loan production offices located in Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. Substantially all its business activities are conducted through the Bank.
77GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.80
Price
€12.71
GF Value