OP Bancorp (FRA:OP3) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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FRA:OP3 OP Bancorp FRA:OP3
77 GF Score
Price €12.70
GF Value €11.69
! 3 Warning Signs
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What is OP Bancorp ROC (Joel Greenblatt) %?

OP Bancorp FRA:OP3 +0.79% 77 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FRA:OP3 with a GF Score™ of 77/100 and a GF Value™ of €11.69. The stock has 3 warning signs investors should review. Among 46 Banks companies, OP Bancorp ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:OP3
77GF Score
OP Bancorp FRA:OP3
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
OP Bancorp (FRA:OP3) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on OP Bancorp and its competitors. According to the industry distribution chart, OP Bancorp ranks #999999 out of 46 companies in the Banks industry.
Is OP Bancorp's ROC (Joel Greenblatt) % too high?
OP Bancorp's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, OP Bancorp ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, OP Bancorp has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does OP Bancorp's ROC (Joel Greenblatt) % compare to FFMH and NKSH?
According to the Banks industry distribution chart, OP Bancorp ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places OP Bancorp in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on OP Bancorp and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OP Bancorp's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OP Bancorp stock overvalued right now?
OP Bancorp (FRA:OP3) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is €11.69, compared to a current price of €12.70 — trading 8.6% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. OP Bancorp's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For OP Bancorp (FRA:OP3), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OP Bancorp (FRA:OP3) Overvalued in 2026?

Based on GuruFocus' analysis, OP Bancorp stock appears to be overvalued. The current stock price of €12.70 is trading 8.6% above its estimated GF Value™ of €11.69.

Key valuation signals for FRA:OP3:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €11.69 vs. price of €12.70 (8.6% above fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the FRA:OP3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OP Bancorp Business Description

Other Exchanges OPBK:USA
Address 1000 Wilshire Boulevard, Suite 500, Los Angeles, CA, USA, 90017
OP Bancorp operates its commercial community banking activities through Open Bank its wholly owned banking subsidiary. It provides commercial banking services to small and medium-sized businesses, their owners, and retail customers, with a focus on the Korean-American community. The bank currently operate twelve full service branches: nine branches across Los Angeles and Orange Counties in California, as well as one branch each in Santa Clara, California; Carrollton, Texas; and Las Vegas, Nevada. Additionally, it maintains five loan production offices located in Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. Substantially all its business activities are conducted through the Bank.
77GF Score

Get the complete analysis for FRA:OP3

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.70
Price
€11.69
GF Value