OP Bancorp (FRA:OP3) Debt-to-Equity : 0.50 (As of Dec. 2024)

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What is OP Bancorp Debt-to-Equity?

OP Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was €0.00 Mil. OP Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was €98.23 Mil. OP Bancorp's Total Stockholders Equity for the quarter that ended in Dec. 2024 was €195.77 Mil. OP Bancorp's debt to equity for the quarter that ended in Dec. 2024 was 0.50.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for OP Bancorp's Debt-to-Equity or its related term are showing as below:

FRA:OP3' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.06 Med: 0.12 Max: 0.59
Current: 0.4

During the past 13 years, the highest Debt-to-Equity Ratio of OP Bancorp was 0.59. The lowest was 0.06. And the median was 0.12.

FRA:OP3's Debt-to-Equity is ranked better than
56.45% of 1472 companies
in the Banks industry
Industry Median: 0.61 vs FRA:OP3: 0.40

OP Bancorp Debt-to-Equity Historical Data

The historical data trend for OP Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

OP Bancorp Debt-to-Equity Chart

OP Bancorp Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Debt-to-Equity

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0.09

0.06

0.59

0.50

OP Bancorp Quarterly Data
	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25
Debt-to-Equity	Get a 7-Day Free Trial															0.59	0.63	0.41	0.50	0.40

Competitive Comparison of OP Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, OP Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OP Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, OP Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where OP Bancorp's Debt-to-Equity falls into.

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OP Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

OP Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	98.228)	/	195.768
	=	0.50

OP Bancorp's Debt to Equity Ratio for the quarter that ended in Dec. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	98.228)	/	195.768
	=	0.50

OP Bancorp (FRA:OP3) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

OP Bancorp Debt-to-Equity Related Terms

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OP Bancorp Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » OP Bancorp (FRA:OP3) » Definitions » Debt-to-Equity

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Traded in Other Exchanges

OPBK:USA

Address

1000 Wilshire Boulevard, Suite 500, Los Angeles, CA, USA, 90017

Website

https://opbancorp.q4ir.com

OP Bancorp is engaged in the general commercial banking business in Los Angeles, Orange, and Santa Clara Counties, California, Carrollton, Texas, and Las Vegas, Nevada. The Bank is focused on serving the banking needs of small- and medium-sized businesses, professionals, and residents with a particular emphasis on Korean and other ethnic minority communities. It operates with eleven full branches.

OP Bancorp Headlines

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