OZK (Bank OZK) Beginning Cash Position: $1,702 Mil (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OZK Bank OZK OZK
82 GF Score
Price $50.77
GF Value $49.67
Valuation Fairly Valued
! 4 Warning Signs
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What is Bank OZK Beginning Cash Position?

Bank OZK OZK -0.72% 82 Beginning Cash Position is $1,702 Mil as of Jun. 2026. GuruFocus rates OZK with a GF Score™ of 82/100 and a GF Value™ of $49.67 (Fairly Valued). The stock has 4 warning signs investors should review.

Bank OZK's Beginning Cash Position for the quarter that ended in Jun. 2026 was $1,702 Mil.

Bank OZK's quarterly Beginning Cash Position declined from Dec. 2025 ($3,121 Mil) to Mar. 2026 ($2,834 Mil) and declined from Mar. 2026 ($2,834 Mil) to Jun. 2026 ($1,702 Mil).

Bank OZK's annual Beginning Cash Position increased from Dec. 2023 ($1,033 Mil) to Dec. 2024 ($2,150 Mil) and increased from Dec. 2024 ($2,150 Mil) to Dec. 2025 ($2,781 Mil).

Bank OZK Beginning Cash Position Related Terms

Bank OZK Beginning Cash Position Historical Data

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The historical data trend for Bank OZK's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank OZK Beginning Cash Position Chart

Bank OZK Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,393.66 2,053.83 1,033.45 2,149.53 2,781.10

Bank OZK Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,377.69 2,705.95 3,120.93 2,833.82 1,701.99
OZK
82GF Score
Bank OZK OZK
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank OZK Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $1,702 Mil mean?
Bank OZK (OZK) has a Beginning Cash Position of $1,702 Mil as of Jun. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Bank OZK and its competitors.
Is Bank OZK's Beginning Cash Position too high?
Bank OZK's current Beginning Cash Position is $1,702 Mil. Overall, Bank OZK has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank OZK's Beginning Cash Position compare to AX and EBC?
Bank OZK's Beginning Cash Position of $1,702 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Bank OZK and its competitors. Bank OZK's current Beginning Cash Position is $1,702 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank OZK stock overvalued right now?
Based on GuruFocus' analysis, Bank OZK (OZK) is currently considered Fairly Valued. The stock's GF Value™ is $49.67, compared to a current price of $50.77 — trading 2.2% above its estimated fair value. The current Beginning Cash Position is $1,702 Mil. Bank OZK's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Bank OZK (OZK), the current Beginning Cash Position is $1,702 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank OZK (OZK) Overvalued in 2026?

Based on GuruFocus' analysis, Bank OZK stock appears to be overvalued. The current stock price of $50.77 is trading 2.2% above its estimated GF Value™ of $49.67. GuruFocus considers Bank OZK to be Fairly Valued.

Key valuation signals for OZK:

  • Beginning Cash Position: $1,702 Mil
  • GF Value™: $49.67 vs. price of $50.77 (2.2% above fair value)
  • GF Score™: 82/100 with 4 warning signs

No single metric tells the full story. See the OZK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank OZK Business Description

Address 18000 Cantrell Road, Little Rock, AR, USA, 72223
Bank OZK is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices in Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi. It provides banking services, including checking, savings, money market, time deposits, and individual retirement accounts, as well as loan services, such as real estate, consumer, commercial, and industrial loans. Apart from providing traditional banking products and services, it also provides trust and wealth management, financial planning, online banking, and other related services.
82GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.77
Price
$49.67
GF Value