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OZK (Bank OZK) E10 : $4.36 (As of Dec. 2024)


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What is Bank OZK E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Bank OZK's adjusted earnings per share data for the three months ended in Dec. 2024 was $1.560. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $4.36 for the trailing ten years ended in Dec. 2024.

During the past 12 months, Bank OZK's average E10 Growth Rate was 13.80% per year. During the past 3 years, the average E10 Growth Rate was 15.90% per year. During the past 5 years, the average E10 Growth Rate was 15.30% per year. During the past 10 years, the average E10 Growth Rate was 16.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Bank OZK was 21.60% per year. The lowest was 13.50% per year. And the median was 16.25% per year.

As of today (2025-03-13), Bank OZK's current stock price is $43.36. Bank OZK's E10 for the quarter that ended in Dec. 2024 was $4.36. Bank OZK's Shiller PE Ratio of today is 9.94.

During the past 13 years, the highest Shiller PE Ratio of Bank OZK was 52.14. The lowest was 7.04. And the median was 15.53.


Bank OZK E10 Historical Data

The historical data trend for Bank OZK's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank OZK E10 Chart

Bank OZK Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.36 2.80 3.30 3.83 4.36

Bank OZK Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.83 4.01 4.14 4.25 4.36

Competitive Comparison of Bank OZK's E10

For the Banks - Regional subindustry, Bank OZK's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank OZK's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank OZK's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bank OZK's Shiller PE Ratio falls into.



Bank OZK E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank OZK's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=1.56/133.1571*133.1571
=1.560

Current CPI (Dec. 2024) = 133.1571.

Bank OZK Quarterly Data

per share eps CPI Adj_EPS
201503 0.470 99.621 0.628
201506 0.510 100.684 0.674
201509 0.520 100.392 0.690
201512 0.570 99.792 0.761
201603 0.570 100.470 0.755
201606 0.600 101.688 0.786
201609 0.660 101.861 0.863
201612 0.720 101.863 0.941
201703 0.730 102.862 0.945
201706 0.730 103.349 0.941
201709 0.750 104.136 0.959
201712 1.140 104.011 1.459
201803 0.880 105.290 1.113
201806 0.890 106.317 1.115
201809 0.580 106.507 0.725
201812 0.890 105.998 1.118
201903 0.860 107.251 1.068
201906 0.860 108.070 1.060
201909 0.810 108.329 0.996
201912 0.780 108.420 0.958
202003 0.090 108.902 0.110
202006 0.390 108.767 0.477
202009 0.840 109.815 1.019
202012 0.930 109.897 1.127
202103 1.140 111.754 1.358
202106 1.160 114.631 1.347
202109 1.000 115.734 1.151
202112 1.170 117.630 1.324
202203 1.020 121.301 1.120
202206 1.100 125.017 1.172
202209 1.080 125.227 1.148
202212 1.340 125.222 1.425
202303 1.410 127.348 1.474
202306 1.470 128.729 1.521
202309 1.490 129.860 1.528
202312 1.500 129.419 1.543
202403 1.510 131.776 1.526
202406 1.520 132.554 1.527
202409 1.550 133.029 1.551
202412 1.560 133.157 1.560

Add all the adjusted EPS together and divide 10 will get our e10.


Bank OZK  (NAS:OZK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bank OZK's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=43.36/4.36
=9.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Bank OZK was 52.14. The lowest was 7.04. And the median was 15.53.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Bank OZK E10 Related Terms

Thank you for viewing the detailed overview of Bank OZK's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Bank OZK Business Description

Traded in Other Exchanges
Address
18000 Cantrell Road, Little Rock, AR, USA, 72223
Bank OZK is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices in Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi. It provides a range of banking services which include deposit services such as checking, savings, money market, time deposit and individual retirement accounts to loan services like real estate, consumer, commercial and industrial loans. Apart from providing traditional banking products and services it also provides treasury management, trust and wealth management, financial planning, online banking and other related services.
Executives
Kathleen M Franklin director 17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Bradly Rebel officer: Chief Audit Executive 17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Dennis R James officer: EVP/Director of M & A 17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Mullen Walter J Iii director 17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Paula H Cholmondeley director 221 W PHILADELPHIA ST, SUITE 60W, YORK PA 17401-2991
Timothy D Hicks officer: EVP Corporate Finance 17901 CHENAL PARKWAY, LITTLE ROCK AR 72227
John Crawford Carter officer: Director Community Bank Lend 17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Edward J Wydock officer: Chief Risk Officer SUSQUEHANNA BANCSHARES, INC., 26 N CEDAR ST, LITITZ PA 17543
William A Koefoed director 17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Jennifer R Junker officer: Dir of Trust and Wealth Mgmt 17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Matthew Reddin officer: Dir of Comm Bank Lending 17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Ross M Whipple director 17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Catherine B Freedberg director 17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Peter C Kenny director 17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Dan Thomas officer: Chief Lending Officer 17901 CHENAL PARKWAY, LITTLE ROCK AR 72223