Bank OZKOZK +1.52%80 OCF Yield % is 14.00 as of Jul. 01, 2026, which is 2% below its 10-year median of 14.26. GuruFocus rates OZK with a GF Score™ of 80/100 and a GF Value™ of $49.40 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, Bank OZK ranks better than 68.24% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Bank OZK OCF Yield % Related Terms
Bank OZK OCF Yield % Historical Data
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The historical data trend for Bank OZK's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank OZK's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank OZK OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bank OZK's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Bank OZK's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank OZK (OZK) has a OCF Yield % of 14.00 as of Jul. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bank OZK and its competitors. This is near median its historical median of 14.26. Over the past decade, Bank OZK's OCF Yield % has ranged from 3.54 to 22.41. According to the industry distribution chart, Bank OZK ranks #477 out of 1502 companies in the Banks industry, placing it in the top 31.8%.
Is Bank OZK's OCF Yield % too high?
Bank OZK's current OCF Yield % of 14.00 is near median its 10-year median of 14.26. Over the past 10 years, this metric has ranged from a low of 3.54 to a high of 22.41. The Banks industry median OCF Yield % is 9.32. Bank OZK's value of 14.00 is 50.2% above this industry median. Based on the distribution chart, Bank OZK ranks #477 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Bank OZK has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank OZK's OCF Yield % compare to HOMB and AX?
According to the Banks industry distribution chart, Bank OZK ranks #477 out of 1502 companies for OCF Yield %. This puts Bank OZK in the upper half of its industry. The industry median OCF Yield % is 9.32. Bank OZK's value of 14.00 is 50.2% above this benchmark. Historically, Bank OZK's own OCF Yield % has ranged from 3.54 to 22.41 over the past decade. While the company's 10-year median is 14.26 vs. the industry median of 9.32, Bank OZK has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank OZK's current OCF Yield % of 14.00 is 50.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bank OZK and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank OZK's current OCF Yield % is 14.00, which is near median its own 10-year median of 14.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank OZK stock overvalued right now?
Based on GuruFocus' analysis, Bank OZK (OZK) is currently considered Fairly Valued. The stock's GF Value™ is $49.40, compared to a current price of $52.88 — trading 7% above its estimated fair value. The current OCF Yield % is 14.00, which is near median its 10-year median of 14.26 and 50.2% above the Banks industry median of 9.32. Bank OZK's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Bank OZK (OZK), the current OCF Yield % is 14.00 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank OZK (OZK) Overvalued in 2026?
Based on GuruFocus' analysis, Bank OZK stock appears to be overvalued.
The current stock price of $52.88 is trading 7% above its estimated GF Value™ of $49.40.
GuruFocus considers Bank OZK to be Fairly Valued.
Key valuation signals for OZK:
OCF Yield %: 14.00 (near median its 10-year median of 14.26)
GF Value™: $49.40 vs. price of $52.88 (7% above fair value)
Industry Position: 50.2% above the Banks median (#477 of 1502)
No single metric tells the full story. See the OZK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank OZK is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices in Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi. It provides banking services, including checking, savings, money market, time deposits, and individual retirement accounts, as well as loan services, such as real estate, consumer, commercial, and industrial loans. Apart from providing traditional banking products and services, it also provides trust and wealth management, financial planning, online banking, and other related services.
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