OZK (Bank OZK) Credit Losses Provision : $171 Mil (As of Mar. 2025)

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What is Bank OZK Credit Losses Provision?

Bank OZK's credit losses provision for the three months ended in Mar. 2025 was $38 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Mar. 2025 was $171 Mil.

Bank OZK's quarterly credit losses provision declined from Sep. 2024 ($46 Mil) to Dec. 2024 ($37 Mil) but then increased from Dec. 2024 ($37 Mil) to Mar. 2025 ($38 Mil).

Bank OZK's annual credit losses provision increased from Dec. 2022 ($83 Mil) to Dec. 2023 ($165 Mil) and increased from Dec. 2023 ($165 Mil) to Dec. 2024 ($176 Mil).

Bank OZK Credit Losses Provision Historical Data

The historical data trend for Bank OZK's Credit Losses Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Bank OZK Credit Losses Provision Chart

Bank OZK Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Credit Losses Provision

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203.64

-77.94

83.49

165.47

175.55

Bank OZK Quarterly Data
	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25
Credit Losses Provision	Get a 7-Day Free Trial															42.92	49.01	46.44	37.17	38.42

Bank OZK Credit Losses Provision Calculation

For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.

Credit Losses Provision for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $171 Mil.

Bank OZK Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Bank OZK (NAS:OZK) » Definitions » Credit Losses Provision

Comparable Companies

Traded in Other Exchanges

OZKAP.PFD:USA BO8:Germany BO8:Germany

Address

18000 Cantrell Road, Little Rock, AR, USA, 72223

Website

https://www.ozk.com

Bank OZK is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices in Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi. It provides a range of banking services which include deposit services such as checking, savings, money market, time deposit, and individual retirement accounts to loan services like real estate, consumer, commercial, and industrial loans. Apart from providing traditional banking products and services it also provides treasury management, trust and wealth management, financial planning, online banking, and other related services.

Executives

Kathleen M Franklin	director	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Bradly Rebel	officer: Chief Audit Executive	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Dennis R James	officer: EVP/Director of M & A	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Mullen Walter J Iii	director	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Paula H Cholmondeley	director	221 W PHILADELPHIA ST, SUITE 60W, YORK PA 17401-2991
Timothy D Hicks	officer: EVP Corporate Finance	17901 CHENAL PARKWAY, LITTLE ROCK AR 72227
John Crawford Carter	officer: Director Community Bank Lend	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Edward J Wydock	officer: Chief Risk Officer	SUSQUEHANNA BANCSHARES, INC., 26 N CEDAR ST, LITITZ PA 17543
William A Koefoed	director	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Jennifer R Junker	officer: Dir of Trust and Wealth Mgmt	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Matthew Reddin	officer: Dir of Comm Bank Lending	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Ross M Whipple	director	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Catherine B Freedberg	director	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Peter C Kenny	director	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Dan Thomas	officer: Chief Lending Officer	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223