OZK (Bank OZK) Dividend-Payout-to-FFO

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OZK Bank OZK OZK
81 GF Score
Price $47.30
GF Value $49.85
Valuation Fairly Valued
! 3 Warning Signs
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What is Bank OZK Dividend-Payout-to-FFO?

Dividend-Payout-to-FFO only applies to REITs.

OZK
81GF Score
Bank OZK OZK
Dividend-Payout-to-FFO is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bank OZK (OZK) Overvalued in 2026?

Based on GuruFocus' analysis, Bank OZK stock appears to be undervalued. The current stock price of $47.30 is trading 5.1% below its estimated GF Value™ of $49.85. GuruFocus considers Bank OZK to be Fairly Valued.

Key valuation signals for OZK:

  • Dividend-Payout-to-FFO:
  • GF Value™: $49.85 vs. price of $47.30 (5.1% below fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the OZK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank OZK Business Description

Address 18000 Cantrell Road, Little Rock, AR, USA, 72223
Bank OZK is a US bank holding company whose principal subsidiary, Bank OZK, operates as a regional bank headquartered in Little Rock, Arkansas. It provides traditional banking services including checking, savings, money market and time deposit accounts, individual retirement accounts, and loans such as real estate, commercial and industrial, consumer, and agricultural credit. The bank is known for its Real Estate Specialties Group, which originates large commercial real estate and construction loans nationally, alongside community banking operations. It also offers trust and wealth management, financial planning, treasury management, and online and mobile banking. Its branch network spans states across the South and West, including Arkansas, Texas, Florida, Georgia, North Carolina, California, and New York, while lending is conducted in markets nationwide. Revenue comes primarily from net interest income on loans and securities, supplemented by fees on deposits and other services.
81GF Score

Get the complete analysis for OZK

Dividend-Payout-to-FFO is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.30
Price
$49.85
GF Value